Ray Childs - Northpointe Bank's Cover Image
Ray Childs - Northpointe Bank - Sr. Loan Officer | NMLS# 859241 in Louisville, KY

Ray Childs - Northpointe Bank

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Sr. Loan Officer | NMLS# 859241

Northpointe Bank - Louisville
Company Logo
At Northpointe Bank, we strive to bring value and innovation to the people we serve, and are committed to a collaborative culture that delivers an exceptionally high level of service for each and every customer.
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(502) 777-9968
Louisville, KY
https://www.northpointe.com/home-lending/get-started/ray-childs/
Location & Business Hours
Business Hours
Thu
8 AM to 6:30 PM
Fri
8 AM to 6:30 PM
Sat
closed
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Overall Ratings
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Range
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5 Star
93%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
4%
Reviews from Web
  • SFTP
    C
    Cureon R
    Elizabethtown, KY
    Posted on August 11th, 2025 03:32 PM
    Good communication
    Reply from Ray Childs
    August 18th, 2025 03:33 PM
    Thanks for taking the time to leave a review. We value your feedback and the chance to assist with your financing needs.
  • SFTP
    J
    Jennifer B
    Bloomfield, KY
    Posted on July 2nd, 2025 10:15 PM
    Great communication, super helpful & made the process a breeze for me. Ray is the best!
    Reply from Ray Childs
    July 9th, 2025 10:17 PM
    Thanks for leaving a review. We value every opportunity to assist our clients and appreciate hearing from you.
  • SFTP
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    Erissa D
    Louisville, KY
    Posted on May 20th, 2025 09:03 PM
    They were on top of making sure I had all the information needed to provide what was needed and be prepared for each step of the process. The process was painless and completed FAR quicker than I expected. He and Joyce made me getting my first...
    read more
    Reply from Ray Childs
    May 27th, 2025 09:08 PM
    We always strive to deliver excellent service and truly appreciate the opportunity to support you in your financing journey.
  • SFTP
    S
    Shana H
    Wallingford, KY
    Posted on April 29th, 2025 02:26 AM
    We had a fantastic experience working with Ray Childs as our loan officer! He was incredibly knowledgeable, professional, and made the entire loan process smooth and stress-free. Ray took the time to explain everything clearly, answered all...
    read more
  • SFTP
    C
    Christopher B
    Louisville, KY
    Posted on March 27th, 2025 12:47 PM
    Second time working with Ray. Great experienc.
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    Valerie W
    Louisville, KY
    Posted on December 28th, 2024 02:40 PM
    My loan officer made promises he couldn't keep and I felt mis lead in the process what was supposed to be one of the happiest days of my life. Turned out to be one of the worst experiences. I felt that I wasn't given whole truths about closing...
    read more
    Reply from Ray Childs
    December 31st, 2024 04:51 PM
    Valerie - Thank you for taking the time to leave a review. Your feedback is truly important to me. I always strive to provide top-notch service, and I’m sorry to hear that your experience didn’t meet your expectations. I appreciate the opportunity...
    read more
  • SFTP
    T
    Timothy D
    Clarkson, KY
    Posted on December 22nd, 2024 06:05 PM
    Ray was great the first time we spoke, he had no concerns about getting our loan Closed for us. We are have already talked about our next loan, and are planning to meet soon to discuss. Definitly will recommend Ray and Northpoint.
    Reply from Ray Childs - Northpointe Bank
    January 16th, 2025 02:13 PM
    Thank you for the kind words and we look forward to assisting you again!
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    A
    Anthony B
    Morgantown, WV
    Posted on November 29th, 2024 05:10 AM
    Was just a great experience, Mr.childs was on point and honest, and took the extra steps to get the process done
    Reply from Ray Childs
    January 16th, 2025 02:14 PM
    Thank you Anthony, and we look forward to assisting you again in the future!
  • SFTP
    G
    Gina R
    Louisville, KY
    Posted on September 15th, 2024 07:39 PM
    It was ok.
    Reply from Ray Childs - Northpointe Bank
    January 16th, 2025 02:16 PM
    Thank you for your feedback, Gina. I'm glad to hear that your experience with Northpointe Bank for your purchase was satisfactory. We're always striving for excellence and your rating of 4 out of 5 stars encourages us to do better. If you have...
    read more
  • SFTP
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    Michael R
    Bardstown, KY
    Posted on June 30th, 2024 06:28 PM
    Thanks appreciate Ray
    Reply from Ray Childs
    January 16th, 2025 02:14 PM
    Thank you!
    • 11–20 of 27
    About
    At Northpointe Bank, we strive to bring value and innovation to the people we serve, and are committed to a collaborative culture that delivers an exceptionally high level of service for each and every customer.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
    View All
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    Addresses and Serving Areas

    Year Started

    1988

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 859241
    Disclaimer
    Northpointe Bank | 3333 Deposit Drive NE, Grand Rapids, MI 49546-6744 | Equal Housing Lender