Ray Childs - Northpointe Bank
Sr. Loan Officer | NMLS# 859241
At Northpointe Bank, we strive to bring value and innovation to the people we serve, and are committed to a collaborative culture that delivers an exceptionally high level of service for each and every customer.
Location & Business Hours
Business Hours
Wed
8 AM to 6:30 PM
Thu
8 AM to 6:30 PM
Fri
8 AM to 6:30 PM
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Reviews from Web
Thank you, team!
Excellent service! Ray made the home buying process easy and stress free. He was responsive, professional, and always available to answer questions. I couldn’t have asked for a better experience and highly recommend him!
Reply from Ray Childs
June 22nd, 2026 03:47 PM
I appreciate you taking the time to share your experience. Thank you for trusting us with your home lending needs.
Trust my lender
Reply from Ray Childs
May 7th, 2026 07:07 PM
Thank you for your feedback. We’re always working to ensure a smooth process, and your input matters to us.
Ray was extremely professional and easy to work with. He was proactive. He was able to answer all of my questions regarding the specific financial tool I was applying for.
Reply from Ray Childs
February 9th, 2026 01:22 PM
Thanks for leaving a review. We value every opportunity to assist our clients and appreciate hearing from you.
Professional and Flexible
Reply from Ray Childs
November 6th, 2025 09:23 PM
We appreciate you taking the time to let us know how things went. Thank you for choosing us for your home lending needs.
All of my questions and concerns were answered timely. Looking forward to saving a ton of interest on our mortgage.
Reply from Ray Childs
October 27th, 2025 09:05 PM
We appreciate you taking the time to let us know how things went. Thank you for choosing us for your home lending needs.
I had an exceptional experience working with Ray Childs at NorthPoint Bank. From start to finish, Ray was incredibly knowledgeable and made the entire loan process smooth and even enjoyable. He eased all my concerns and anxieties, staying in...
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Reply from Ray Childs
October 20th, 2025 09:00 PM
Thank you for sharing your experience with us. We appreciate the opportunity to work with you on your home financing.
Great experience
Reply from Ray Childs
October 13th, 2025 12:47 PM
We always strive to deliver excellent service and truly appreciate the opportunity to support you in your financing journey.
Ray is very knowledgeable and proficient. He truly helped make the purchasing process as easy as possible.
Reply from Ray Childs
September 29th, 2025 03:07 AM
Thank you for sharing your experience with us. We appreciate the opportunity to work with you on your home financing.
Ray is the reason my process of buying and refinancing my home was easy and convenient
Reply from Ray Childs
September 2nd, 2025 12:19 PM
I really appreciate the feedback and am looking forward to working with you again.
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About
At Northpointe Bank, we strive to bring value and innovation to the people we serve, and are committed to a collaborative culture that delivers an exceptionally high level of service for each and every customer.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Search Rank ScoreLearn More →
394
/850
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Addresses and Serving Areas
Year Started
1988
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 859241
Disclaimer
Northpointe Bank | 3333 Deposit Drive NE, Grand Rapids, MI 49546-6744 | Equal Housing Lender