
Randall Baume
Executive Branch Manager

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Randall & his Team went above & beyond to make my refinance happen as part of a contentious divorce when other lenders had not been able to close. They were in constant communication & kept me well informed every step of the way. They are proffesional,...
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Reply from Randall Baume
September 10th, 2026 11:58 PM
Thank you Alessandro. We are able to close many loans here that other lenders cannot. Happy to have another client for life. :)
Service was
Randall is The Best!! Thank you!!
Reply from Randall Baume
August 17th, 2026 06:52 PM
This was one of the most difficult loans I've had and thank you for the trust that we would get it done. I always set clear expectations upfront. We did it!
Randall and team worked hard dealing with a problem created by another compan's software, holding up the process for a week. The end result was a bit different than expected but entirely satisfactor.
Reply from Randall Baume
August 17th, 2026 06:51 PM
We always find a solution. It was a pleasure working with you.
Randell did a great job!
Reply from Randall Baume
August 17th, 2026 06:54 PM
Thank you. Wondering what could have got us to 5 star, however 4.75% is really good. I want to be exceptional. :)
Everybody I dealt with was very professional and supportive. Randall Baume, Jaime, Nick and Steve all outstanding people.
Reply from Randall Baume
August 17th, 2026 06:52 PM
Appreciate the kind words. We all collaborate to get clients to the finish line as smooth as possible.
Great experience, smooth transaction, very professional
Reply from Randall Baume
August 17th, 2026 06:54 PM
Thank you Sandeep. Here for you in the future.
Randell, explained things clearly and made the loan happen when other lenders could! He advised us on how to improve our credit to make it easier to combine a first and second later.
Reply from Randall Baume
July 19th, 2026 02:27 AM
Thank you for your full trust. Looking forward to our next meet.
Very personalized
Reply from Randall Baume
July 19th, 2026 02:26 AM
I love it. Great minds think alike. Always on the same page. Thank you.
Randall helped us understand the options available to us and helped with more than just refinancing our house.
Reply from Randall Baume
July 19th, 2026 02:25 AM
Thank you so much for your kind words! It was a pleasure working with you. My goal is always to help clients understand all of their options so they can make the best decision for their overall financial picture, not just their mortgage. I'm...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Mortgage Rate Shopping Assistance
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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West Capital Lending, Inc.
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