Ramsey Davies - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS# 174664
West Virginia University
AnnieMac Home Mortgage, a d/b/a of American Neighborhood Mortgage Acceptance Company, LLC, is a nationwide mortgage loan provider dedicated to the principle of providing MORE products, services support and value to clients, partners and the... Show More
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24 hours
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24 hours
Sat
24 hours
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Reviews from Web
Malek mohamed
Reply from Ramsey Davies - AnnieMac Home Mortg...
February 23rd, 2026 09:57 PM
I appreciate your 5-star rating, Malek. It means a lot to know you're satisfied with the service I provided. If you have any further questions or need assistance in the future, feel free to reach out.
Very professional
Reply from Ramsey Davies - AnnieMac Home Mortg...
February 7th, 2026 04:13 PM
I appreciate your feedback, Jeff! Being recognized for professionalism is important to me, and I'm pleased to know that it made a positive impact on your experience. If there's anything more you need or if you have further questions, please...
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Ramsey has been handling my lending needs for 20 years now, enough said! Goan Properties
Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
I truly appreciate your trust and loyalty over the past 20 years. It's been a pleasure assisting you with your lending needs, and I look forward to continuing to support you. Thank you for your ongoing confidence in my services! Love,
RD
Ramsey communicated very well with us and in a timely manner. The entire process for the loan was very fast! We were contacted by email/text, every step of the process. We would definitely use Embrace Home Loans again! They are highly recommended!!...
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Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
I'm glad to hear that my communication and the overall speed of the loan process met your expectations. Keeping you informed at every stage is a priority for me. I appreciate your recommendation and look forward to helping you with any future...
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The app and Ramsey's focused and timely feedback. When I have a question , he is quick to make me feel like a priority and respond.
Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
I'm glad to know that you found the app and my feedback helpful. Ensuring that your questions are addressed promptly and prioritizing your experience is important to me. Thank you for your kind words and for choosing Embrace Home Loans for...
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Ramsey took personal responsibility for keeping the process on track and making sure my wife and I were satisfied. At one point, before the loan went to underwriting, we were frustrated with the paperwork being requested by someone on his team....
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Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
I appreciate you sharing your experience, Mike. It's good to know that my efforts in keeping the process on track made a difference, especially when addressing concerns with paperwork. I understand how frustrating it can be. Your feedback means...
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As a first-time homebuyer, I’m extremely grateful for Ramsey’s guidance throughout the process. He was always responsive, patient, and took the time to clearly explain every step I wasn’t familiar with. Thanks to his support, my homebuying...
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Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
I'm glad to know that my guidance made your first homebuying experience smooth and satisfactory. It's important to me that all aspects are clearly understood and that you feel supported every step of the way. Thank you for sharing your kind...
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Professional, timely, easy to work with
Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
It's great to hear that you found the process professional, timely, and easy to work with. Ensuring a smooth experience is always my goal. Thank you for sharing your feedback.
There were a number of very last minute document requests to prove origin of funds. These should have been better anticipated and been requested with more lead time. I recognize the need to determine origin of funds, but requesting more documentation...
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Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
Thank you for sharing your feedback, Kylee. I understand how the timing of document requests can be frustrating and I'm sorry for any inconvenience this caused. I appreciate your point about needing clearer guidance from the beginning. This...
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Ramsey and his team is simply the best. Prompt, caring, personal, and works with you to make you happy even under tough circumstances. It was the second time working with him, and we will be back. Thank you so much, Ramsey and the Embrace Team....
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Reply from Ramsey Davies - AnnieMac Home Mortg...
January 16th, 2026 02:52 PM
I'm truly grateful for your kind words and for choosing to work with me again. It's always a pleasure to help make things as smooth as possible, even when challenges arise. Thank you for entrusting me with your needs, and I look forward to...
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About
AnnieMac Home Mortgage, a d/b/a of American Neighborhood Mortgage Acceptance Company, LLC, is a nationwide mortgage loan provider dedicated to the principle of providing MORE products, services support and value to clients, partners and the community. Headquartered in Mount Laurel, NJ with branches throughout the United States, we’ve emerged as one of the fastest-growing home lenders in the industry.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
DSCR Loans
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Specialities
Mortgages, Home Loans, Self Employed, Investor, First Time Home Buyer, Veteran, Divorce, Refinance
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Education
- West Virginia UniversityCommunications8 Hour SAFE Comprehensive Course Completion Certificate (annual)
Memberships
- NMLS
- HCAR
- HoCo Chamber
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- 174664
Awards
Predident's Club
Hobbies
- Gym
- Golf
- Cars
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Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.