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Guild Mortgage - Ralph Bobo
Branch Manager | NMLS# 432371

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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Reviews from Web
He did an excellent job, and always answered my questions on time. Good job 👏 Ralph!
Reply from Guild Mortgage - Ralph Bobo
April 24th, 2026 02:30 PM
Thank you so much, Chantal! 😊 It was truly a pleasure helping you navigate your journey as a first-time homebuyer. Buying your first home is such an exciting milestone, and I’m honored you trusted me to guide you through the mortgage process....
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I had an outstanding experience working with Ralph as my loan officer. From start to finish, he was incredibly pleasant to work with and made what can often be a stressful process feel smooth and straightforward.Ralph was never pushy at any...
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Reply from Owner
April 20th, 2026 12:33 PM
Thank you very much for the 5‑star review and for trusting me as your mortgage lender. It was a pleasure helping you navigate your refinance, especially with a more complex private mortgage scenario. My priority is always to provide clear explanations,...
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I had an outstanding experience working with Ralph as my loan officer. From start to finish, he was incredibly pleasant to work with and made what can often be a stressful process feel smooth and straightforward. Ralph was never pushy at any...
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Reply from Guild Mortgage - Ralph Bobo
April 20th, 2026 12:26 PM
Thank you so much for taking the time to leave such a thoughtful review and for trusting me with your refinance. It truly means a lot to hear that the process felt smooth, straightforward, and never pushy—that is always my goal.Every situation...
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Ralph, worked with me to get the absolute lowest cost of the loan. In the past I have paid absorbent fees up to $20,000 for a loan. Ralph and his team cut that figure in Half. No high pressure tactics to hurry up. I had 4 loan applications...
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Reply from Guild Mortgage - Ralph Bobo
March 19th, 2026 08:39 PM
Thank you so much for the awesome review! I really appreciate you taking the time to share your experience. I’m glad we were able to keep your costs low and make the process smooth and pressure‑free.You did the smart thing by shopping around,...
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Ralph Bobo came into the transaction for my buying client after the builder's lender could not get the buyer financed. He was able to jump in and get her financed even sooner than the builder could complete the home. Great job!
Reply from Owner
February 20th, 2026 02:09 PM
I appreciate you sharing your positive experience, Richard. I'm glad I could step in and secure financing for your client efficiently. Helping navigate these situations smoothly is always a priority for me. Thank you for highlighting this aspect...
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Ralph Bobo came into the transaction for my buying client after the builder's lender could not get the buyer financed. He was able to jump in and get her financed even sonner than the builder could complete the home. Great job!
Reply from Ralph Bobo
January 26th, 2026 08:21 PM
I appreciate you sharing your positive experience, Richard. I'm glad I could step in and secure financing for your client efficiently. Helping navigate these situations smoothly is always a priority for me. Thank you for highlighting this aspect...
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He makes it look so easy! The builder lender was very troublesome to work with. Ralph took over and everything was seamless, start to finish.
Reply from Owner
February 21st, 2026 08:34 AM
I'm glad to hear that your experience was straightforward and seamless, Amanda. It's important to me that the process feels effortless for you, especially when other experiences can be challenging. Thank you for sharing your experience!
He makes it look so easy! The builder lender was very troublesome to work with. Everything was seamless with Ralph.
Reply from Ralph Bobo
January 26th, 2026 08:17 PM
I'm glad to hear that your experience was straightforward and seamless, Amanda. It's important to me that the process feels effortless for you, especially when other experiences can be challenging. Thank you for sharing your experience!
He always called me to explain so I feel comfortable with my decision.
Reply from Ralph Bobo
December 26th, 2025 05:56 PM
I appreciate you sharing your experience, Cristal. Ensuring you felt comfortable and informed was my main goal, and I'm glad that regular communication helped with your decision-making. Thank you for taking the time to let me know.
Ralph was very personable and delivered on everything in a timely manner. I would highly recommend!
Reply from Ralph Bobo
November 27th, 2025 06:07 PM
I'm pleased to hear that you found the process personable and efficient, Daniel. Delivering on my commitments promptly is important to me, and I'm glad it made a positive impact on your experience. Thank you for your recommendation!
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Home Renovation Loan
Mortgage Refinance
Medical Professional Mortgages
DSCR Loans
Investor Mortgages
Home Equity Loan
ITIN Mortgage Loans
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Positions
- Guild Mortgage - Producing Area - Branch ManagerNov 20th, 2023 - Current
- Cardinal Financial Company - Producing Area-Branch ManagerOct 3rd, 2022 - Nov 20th, 2023
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 432371
Hobbies
- Boating
- Beaches
- Travel International & Domestic
Disclaimer
I am authorized to do business in the states of Florida and Georgia.; NMLS ID: 432371; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.