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Guild Mortgage - Ralph Bobo
Branch Manager | NMLS# 432371
With more than 20 years of mortgage lending experience, I am passionate about helping clients achieve their homeownership goals while making the financing process as simple and stress-free as possible. As a Producing Branch Manager with Gui... Show More
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Guild Mortgage - Ralph Bobo has received a review with 5 star rating from Jeremy G
Reply from Owner
October 19th, 2026 06:03 PM
Thank you, Jeremy, for your positive rating. I'm happy to know that your experience with me and Guild Mortgage was a good one.
Ralph was amazing! He walked me through the process and kept me informed through it all.
Reply from Ralph Bobo
October 12th, 2026 03:14 PM
Jeremy, I appreciate your kind words. I'm glad I could guide you through the process and keep you informed. It was a pleasure working with you at Guild Mortgage.
Very happy with the results from Guild mortgage! Ralph was an exceptional lender. Always willing to go over and beyond to answer any questions. Very reliable to get in touch with regarding any questions or concerns! Thanks Ralph!
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Reply from Ralph Bobo
October 12th, 2026 08:16 PM
Andrew, I'm pleased to hear that you are very happy with the results from Guild Mortgage. It was my pleasure to be there for your questions and concerns, and I'm grateful for your kind words.
Guild Mortgage - Ralph Bobo has received a review with 5 star rating from Chris S
Reply from Owner
October 19th, 2026 06:09 PM
Chris, thank you for the positive rating. I'm glad to know your experience with me and my team was a good one. I truly enjoyed working with you and Ashlee. Thank you again for your business.
Thabk you for everything!!!
Reply from Ralph Bobo
October 5th, 2026 08:04 PM
Christopher, I truly appreciate your kind words. It was a pleasure working with you through Guild Mortgage, and I'm glad I could assist you.
GREAT with Ralph and Guild I said ok on my end not theirs because we had problems obtaining info we needed on my end but Guild was great
Reply from Ralph Bobo
September 22nd, 2026 01:07 PM
Kelly, I'm glad you had a great experience with Guild Mortgage and me, despite the challenges on your end. It's wonderful to know we could support you effectively throughout the process.
Ralph is a great communicator and was very patient with my demanding client.
Reply from Ralph Bobo
September 14th, 2026 08:15 PM
Nate, I'm thankful for your feedback. I'm pleased to hear that my communication and patience were helpful in working with your client.
She is friendly & very knowledgeable
Reply from Owner
October 19th, 2026 06:07 PM
Nancy, I appreciate your kind words about my approach. I'm glad to know you found my assistance friendly and knowledgeable through your experience with me and my team. Thank you again for your business. It was an absolute pleasure to work with...
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Ralph took the time to explain my loan page to page that when it came to settlement date it was very easy with no surprises
Reply from Ralph Bobo
September 14th, 2026 04:19 PM
Nancy, I'm glad to hear that my detailed explanations made the settlement process smooth for you. It's important to me that you felt well-prepared and informed throughout. Thank you for sharing your experience!
I cannot say enough good things about Ralph. He walked me through every step of the entire process and answered every question conceivable.He was extremely patient, thorough, and mindful the entire way. My wife and I are tremendously grateful...
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Reply from Owner
October 19th, 2026 06:05 PM
Travis, I'm grateful for your kind words and happy to hear that you and Ashley had a positive experience as first-time buyers. It was a pleasure guiding you through the process, and I'm glad I could assist with all your questions. Thank you...
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About
With more than 20 years of mortgage lending experience, I am passionate about helping clients achieve their homeownership goals while making the financing process as simple and stress-free as possible. As a Producing Branch Manager with Guild Mortgage, I work closely with first-time homebuyers, self-employed borrowers, move-up buyers, and real estate investors to find the right financing solution for their unique needs. Born and raised in Tampa, I believe in building lasting relationships through honesty, education, communication, and exceptional service. My goal is to earn your trust and be your mortgage professional for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
DSCR Loans
Self-Employed Mortgages
Investor Mortgages
Home Equity Loan
ITIN Mortgage Loans
Bank Statement Loans
1099 Income Loans
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Positions
- Guild Mortgage - Producing Area - Branch ManagerNov 20th, 2023 - Current
- Cardinal Financial Company - Producing Area-Branch ManagerOct 3rd, 2022 - Nov 20th, 2023
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Memberships
- Guild Giving
- NAHREP
- FAMP
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 432371
Achievements
- Top Branch Caliber 2018-2021
Hobbies
- Boating
- Beaches
- Travel International & Domestic
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Disclaimer
I am authorized to do business in the states of Florida and Georgia.; NMLS ID: 432371; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.