Paul Nicolo at CrossCountry Mortgage
Loan Officer | NMLS #452468
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Lake Elmo, MN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Good to work with- knowledgeable & kept communication open.
Reply from Paul Nicolo at CrossCountry Mortgag...
June 6th, 2025 02:13 PM
Hi Mary, I'm thrilled to hear that you were satisfied with the service provided. Your feedback is very much appreciated. It was a pleasure working with you. Thank you for choosing Bay Equity Home Loans. - Paul Nicolo
Paul was always (literally at almost every hour of the day) available and if he wasn't going to be, he let me know. He was very patient with me and was willing to explain everything to me...multiple times if I didn't understand. He helped us...
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Reply from Paul Nicolo at CrossCountry Mortgag...
June 6th, 2025 02:13 PM
Hi Charissa, I'm delighted to know that you appreciated my commitment to being available and explaining the process thoroughly. My goal has always been to simplify the loan process and make sure my clients get the best deal. Knowing that you're...
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Paul was very informative on the mortgage process and made everything simple and straightforward!
Reply from Paul Nicolo at CrossCountry Mortgag...
June 6th, 2025 02:13 PM
Thank you, Joseph, for the fantastic 5-star review. I'm glad to hear that you found the mortgage process with Bay Equity Home Loans to be simple and straightforward. It was a pleasure working with you and your satisfaction is my top priority....
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Over the years, many of my clients have worked with Paul for their mortgage needs. Paul's willingness to provide clients with answers to their questions regardless of the time or day of the week has been very valuable to the success of the...
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Reply from Paul Nicolo at CrossCountry Mortgag...
June 6th, 2025 02:13 PM
Thank you, Steve. I have those same feeling regarding you when I Pass your name along as a Real Estate Agent to my clients looking to buy or sell!
Paul is always very professional and would highly recommend him. This is our second transaction with him and they have both been great.
Reply from Paul Nicolo at CrossCountry Mortgag...
June 6th, 2025 02:13 PM
I'm thrilled to hear that you had a positive experience with your second transaction, Kyle! Your recommendation means a lot to me. I always aim to deliver a professional service at Bay Equity Home Loans, and I'm glad I was able to meet your...
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Paul was phenomenal to work with. He helped us with our first home and now helped us get into our forever home. Paul is so informative and makes sure you understand every step of the process. We even received a compliment from our title company....
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Reply from Paul Nicolo at CrossCountry Mortgag...
June 6th, 2025 02:13 PM
I'm thrilled to hear that you had such a positive experience during both your first and forever home buying processes, Greta. It was a genuine pleasure to assist you. Your understanding of the process is paramount to me, so I'm glad to hear...
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Paul was responsive, professional and very kind throughout the process!
Reply from Paul Nicolo at CrossCountry Mortgag...
June 6th, 2025 02:13 PM
Hi Mary, I'm thrilled to hear that you were satisfied with the service provided. Your feedback is very much appreciated. It was a pleasure working with you. Thank you for choosing Bay Equity Home Loans. - Paul Nicolo
Paul Nicolo did an outstanding job for us in every way. Paul is extremely knowledgeable, through, and he kept us informed throughout the process. It was a pleasure doing business with Paul and I would highly recommend using him to my friends...
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Reply from Paul Nicolo at CrossCountry Mortgag...
June 6th, 2025 02:13 PM
Hey Jimmy, I'm overjoyed to hear that you had a positive experience with me at Bay Equity Home Loans. Ensuring my clients are well-informed and satisfied is of utmost importance to me, so your kind words mean a lot. I'm thrilled that I could...
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Paul was in constant communication with us. Day and night. If we had questions or concerns, he was always on top of things and would get back to us super quickly.
Paul is friendly, helpful, and a fast responder. He walked me through everything as many times as I needed and answered all my questions to make sure I understood everything clearly. He’s really great. Thanks Paul!
Reply from Paul Nicolo at CrossCountry Mortgag...
June 6th, 2025 02:13 PM
I'm beyond appreciative of your kind words, Carina! It was my pleasure to guide you through the process and ensure you had a thorough understanding of everything. Don't hesitate to reach out if you have any further questions or needs in the...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Lake Elmo, MN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #452468 | Branch NMLS #2740310
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Year Started
2000
Time Zone
Pacific Standard Time (PST)
Licenses
- 452468
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095