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Paul Nicolo at CrossCountry Mortgage - Loan Officer | NMLS #452468 in Oakdale, MN

Paul Nicolo at CrossCountry Mortgage

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Loan Officer | NMLS #452468

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Lake Elmo, MN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Reviews from Web
  • Encompass
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    Heidi J V
    Saint Augusta, MN
    Posted on June 2nd, 2025 12:33 PM
    Excellent experience as an agent that works with many many lenders. Communication is awesome, loan with their close three weeks in advance to closing. Tremendous customer service.
    Reply from Paul Nicolo at CrossCountry Mortgag...
    November 5th, 2025 05:03 PM
    Thanks Heidi. It's great working with a realtor that has the knowledge and experience to make the purchase side run as smoothly as possible. Thank you for that
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    Nicholas W
    Blaine, MN
    Posted on March 4th, 2025 10:59 PM
    Extremely friendly, responsive, and clearly interested in helping.
    Reply from Paul Nicolo
    November 5th, 2025 05:07 PM
    Thanks Nick and Carinne for the kind words. You're attention to detail and getting me the requested docs on a timely fashion really helps the whole process run smoothly.
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    David A G
    Breezy Point, MN
    Posted on December 17th, 2024 04:08 PM
    Communication was great! Was creative in structuring the loan.
    Reply from Paul Nicolo at CrossCountry Mortgag...
    November 5th, 2025 04:58 PM
    Thanks David! It's always refreshing to work with a realtor that has the knowledge and experience to make the purchase side run smoothly like you have!
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    Steve C
    Circle Pines, MN
    Posted on December 1st, 2024 03:13 PM
    I've been in real estate for 20 years and over that period of time have had hundreds of clients work with Paul. Their experiences have been good ones and They continue to be satisfied with his services
    Reply from Paul Nicolo at CrossCountry Mortgag...
    November 5th, 2025 06:01 PM
    The same can be said for working with Steve Casalenda at RE/MAX Results. He tells you what you need to hear and not just what you want to hear. He is straight forward with the home buying process and will save you a lot of stress and money...
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    Jason B
    Grasston, MN
    Posted on September 4th, 2024 11:11 AM
    Paul was very organized and quick to return calls and answer questions
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    Ray B H
    Grasston, MN
    Posted on September 1st, 2024 01:17 PM
    On top of his business Accessible
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    Heather L
    Eden Prairie, MN
    Posted on July 18th, 2024 02:33 AM
    Paul is very fast at responding and really knows his stuff. He made the process of buying a home pain free. We loved working with Paul!
    Reply from Paul Nicolo at CrossCountry Mortgag...
    June 6th, 2025 02:13 PM
    Thaks Heather. It was my pleasure. Thank you for giving me the opportunity to help you with your mortgage needs. I appreciate it.
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    Ryan H
    Eagan, MN
    Posted on July 3rd, 2024 02:13 PM
    Paul is prompt, professional, detailed, reliable and very experienced in making the difficult and often emotional decisions around home mortgages. He offered expert advice, but allowed me to make my own decisions. Excellent professional and...
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    Reply from Paul Nicolo at CrossCountry Mortgag...
    June 6th, 2025 02:13 PM
    I'm thrilled to hear such positive feedback, Ryan! It was genuinely a pleasure assisting you with the mortgage process. I strive to make things less stressful and more understandable, so I'm glad to know that I was able to achieve that with...
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    Bill M
    Mahtomedi, MN
    Posted on June 24th, 2024 02:47 PM
    Paul Is the preferred lend for McRealty Professionals. We refer anyone who doesn’t have a lender to Paul. ,
    Reply from Paul Nicolo at CrossCountry Mortgag...
    June 6th, 2025 02:13 PM
    I'm incredibly grateful for the positive review and the trust placed in me as your preferred lender, Bill! It's always a pleasure to work with McRealty Professionals, and I'm pleased that the service provided has met your expectations. I look...
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    Maria S
    Maple Grove, MN
    Posted on June 12th, 2024 02:01 AM
    Paul was very patient and thorough when guiding me through the loan origination process. He clearly answered all of my questions and followed up with me often to ensure my understanding and timely completion of steps in the process.
    Reply from Paul Nicolo at CrossCountry Mortgag...
    June 6th, 2025 02:13 PM
    Thank you so much for Maria. You were great to work with as well. Always getting me items as soon as I asked for them! Good luck in your new home Paul
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    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Lake Elmo, MN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #452468 | Branch NMLS #2740310
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA 203k Limited Refinance
    View All
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    Year Started

    2000

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 452468
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS