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Paul Nicolo at CrossCountry Mortgage - Loan Officer | NMLS #452468 in Oakdale, MN

Paul Nicolo at CrossCountry Mortgage

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Loan Officer | NMLS #452468

4.98
(144)
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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Lake Elmo, MN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside...... Show More
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Overall Ratings
4.98
(144)
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  • 5.0
    TotalExpert
    B
    Benjamin M
    Newport, MN
    Posted on April 30th, 2026 05:11 PM
    Paul was great keeping Me updated with anything that needed to get done as well as finding me grants bonus money.
    Reply from Paul Nicolo
    May 7th, 2026 05:11 PM
    I'm glad to hear that you had a positive experience, Benjamin. Keeping you updated and finding opportunities like grants was important to me. If you have any other questions or need further assistance, please feel free to reach out. Thank you...
    read more
  • 5.0
    TotalExpert
    K
    Kelsey S
    Coon Rapids, MN
    Posted on February 8th, 2026 10:50 PM
    Paul was very responsive and handled all my concerns! This was my second mortgage with Paul and I appreciated his effort in accomplishing my goals.
    Reply from Paul Nicolo at CrossCountry Mortgag...
    February 9th, 2026 04:39 PM
    Thanks, Kesey! You were great to work with too. You your very diligent in getting me all the documents we needed to get you loan approved in a timely manner. Thank you again for giving me the opportunity to help you with your mortgage needs....
    read more
  • 5.0
    TotalExpert
    S
    Sara F
    Minneapolis, MN
    Posted on December 16th, 2025 04:33 PM
    Working with Paul is always a great experience. He is always quick to respond and thoroughly explains everything we have questions about.
    Reply from Paul Nicolo at CrossCountry Mortgag...
    December 16th, 2025 04:43 PM
    Thanks for the kind words, Sara and Avery! It always helps when the clients are quick to get me the documentation needed to get the loan approved. The pleasure was all mine. Thank you for your loyalty.
  • 5.0
    TotalExpert
    D
    Debra P
    Woodbury, MN
    Posted on November 13th, 2025 04:06 AM
    Absolutely the best experience we have ever had! So knowlegable,professional and experienced..always reaching out to keep us informed and updated ..answering questions and guiding us as we navigated every step of the process.Our experience...
    read more
    Reply from Paul Nicolo at CrossCountry Mortgag...
    November 13th, 2025 05:41 AM
    Thank you so much Debra and Joe. I appreciate you giving me the opportunity to help you with your mortgage needs. Enjoy your new home!
  • 5.0
    SFTP
    W
    Wade G
    Vadnais Heights, MN
    Posted on November 8th, 2025 02:54 PM
    Bery thorough
    Reply from Paul Nicolo at CrossCountry Mortgag...
    November 13th, 2025 05:39 AM
    Thanks, Wade. I appreciate your loyalty my friend!
  • 5.0
    API
    E
    Elizabeth G
    Maplewood, MN
    Posted on October 2nd, 2025 12:58 AM
    Paul answered all my questions quickly and professionally.
    Reply from Paul Nicolo
    October 9th, 2025 06:58 PM
    I appreciate your feedback, Elizabeth. It was my pleasure to provide prompt and professional assistance. If there's anything else you need or if questions arise later, please feel free to reach out. Thank you for choosing CrossCountry Mortgage,...
    read more
  • 5.0
    API
    K
    Karry K
    Crosby, MN
    Posted on September 17th, 2025 11:29 PM
    Paul is great to work with and he took care of all my questions throughout the process !!
    Reply from Paul Nicolo
    September 24th, 2025 11:31 PM
    I’m grateful for your kind feedback, Karry. It was important to me to ensure all your questions were addressed during the process. If you have any further queries or need assistance in the future, please feel free to reach out. Thank you for...
    read more
  • 5.0
    API
    J
    Jeffrey W
    Farmington, MN
    Posted on September 17th, 2025 01:47 AM
    Paul was fantastic to work with. He was incredibly communicative and made sure every detail was discussed thoroughly . It was an absolute pleasure working with Paul. I will recommend him to anyone I know seeking a mortgage, as well as return...
    read more
    Reply from Paul Nicolo at CrossCountry Mortgag...
    September 17th, 2025 03:17 PM
    Thanks Jeff and Becca. Your attention to detail made my job that much easier! Thanks for giving me the opportunity to help you with your mortgage needs. I appreciate it! Paul Nicolo
  • 5.0
    Encompass
    H
    Heidi J V
    Saint Augusta, MN
    Posted on June 2nd, 2025 12:33 PM
    Excellent experience as an agent that works with many many lenders. Communication is awesome, loan with their close three weeks in advance to closing. Tremendous customer service.
    Reply from Paul Nicolo at CrossCountry Mortgag...
    November 5th, 2025 05:03 PM
    Thanks Heidi. It's great working with a realtor that has the knowledge and experience to make the purchase side run as smoothly as possible. Thank you for that
  • 4.83
    Encompass
    N
    Nicholas W
    Blaine, MN
    Posted on March 4th, 2025 10:59 PM
    Extremely friendly, responsive, and clearly interested in helping.
    Reply from Paul Nicolo
    November 5th, 2025 05:07 PM
    Thanks Nick and Carinne for the kind words. You're attention to detail and getting me the requested docs on a timely fashion really helps the whole process run smoothly.
  • 10 of 144
    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Lake Elmo, MN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #452468 | Branch NMLS #2740310
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA 203k Limited Refinance
    View All
    490
    /850
    Search Rank Score
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    Year Started

    2000

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 452468
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS