Paul J Montesano
Loan Officer | NMLS# 4388
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
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24 hours
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24 hours(Open now)
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24 hours
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Reviews from Web
We had a Great Experience with our lender. Everything went smoothly and was handled in a timely matter. My wife and I thought it was going to be a long process to refinance (Because when we bought our house it took 3-4months) but it was completed...
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Paul was very knowledgeable about the industry and answered all my questions. He is very responsive and was a pleasure to work with. Makes a stressful situation simple and easy.
Paul and I have worked together on various mortgages over the past 8 years. Paul’s experience in the business is like no other, he make the process painless.
Paul and his staff are true professionals. I appreciate the guidance he offered from pre-approval to closing. He did not just quote numbers and figures but took time to explain them and provided a realistic time line for closing. He is very...
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I have gotten many mortgages in my life... no one made it as easy as Paul. Excellent in communication, preparation, and execution... I’ve recommended him to many people and all have been very happy
Paul Montesano is very well versed with the current loans available to prospective buyers and on ways to improve credit scores to increase the approval rating. He was not only efficient, he was expedient. He wasted no time in opening the file...
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Paul made the agonizing process of obtaining a mortgage nearly painless! He is attentive (even after hours and on the weekend), caring, helpful, and all around amazing to work with. He walked me through every process, every step of the way....
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This has been my second time using Paul and Cliffco Mortgage Bankers for the purchase of a home. Paul Montesano is the person you want working on your loan. He walks you through the whole process and makes everything very easy to understand....
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Paul made the entire process for a first-time homebuyer so wonderful! None of the other mortgage lender's rates even slightly compared. In addition, Paul answered every question and educated me about the entire mortgage process. He truly went...
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From start to finish, Paul was there every step of the way in our home buying journey. Anytime we had a question or concern, Paul was available and quickly responded. He is a seasoned professional and an expert in his field. He was able to...
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients. Branch NMLS# 65328.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Refinancing
Reverse Mortgage
VA Loans
FHA Loans
Renovation Loans
Non-QM Loans
USDA Loans
Down Payment Assistance Programs
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Memberships
- BNI | Business Network International
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 4388
Hobbies
- Concerts
Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.