Paul J Montesano
Loan Officer | NMLS# 4388
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
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Business Hours
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24 hours
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24 hours(Open now)
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24 hours
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Reviews from Web
As a 1st-time home buyer, Mr. Montesano and his office walked us through each step of the complicated process. He demonstrated his expertise and satisfied a variety of our financial needs. We could not be happier with the service provided.
I have done 3 home refinances with this firm and they have always done a magnificent job. They give much guidance and help relating to documents needed. They were able to obtain a refi mortgage that lowered my mortgage payment by $560 a month!...
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I have known Paul for 20 years and have relied on him for the initial purchase of my co-op along with 2 refinances along the way. He's worked hard to lock me in at the best rates. He is very attention detailed and his customer service and professionalism...
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Paul was awesome throughout the home buying process. With us being first time home buyers we were very unsure on everything that the process entailed, but Paul was there with us every step of the way. any time we had a question he was available,...
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This is my first time buying a home and he walked me through every step of of the way. He answered every question patiently and never made me feel like anything I asked that I should’ve already known. I asked lots of questions and he always...
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Always accessible, always knowledgeable, always professional...Paul Montesano of Cliffco Mortgage Bankers is all this and more! Mr. Montesano stepped up and assisted with even the most mundane tasks pertaining to securing a mortgage for a rental...
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I worked with Paul and Cliffco over the course of about 5 monthes for the purchase of new home. Paul was always there to explain any type of documentation or step in the process should we need the help. Even when we had problems with our sellers...
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Paul Montesano from Cliffco was all we could hope for in the hard process of trying for a mortgage. We had a difficult situation with time sensitive issues, but felt Paul handled everything valuing precisely our specific needs. Thank you Paul...
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Paul was A+ times perfect times infinity. I've seen hundreds of closings. Nobody has better knowledge of home loans than Paul. Nobody has higher ethics than Paul. Nobody has better access to better rates or loan options. N.O.B.O.D.Y.
We purchased our home about 3 years ago through Paul and just recently refinanced our mortgage through the seamless process that the Cliffco Bank has to offer. Both times our experience has been Great!! Paul’s help and Guidance throughout the...
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients. Branch NMLS# 65328.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Refinancing
Reverse Mortgage
VA Loans
FHA Loans
Renovation Loans
Non-QM Loans
USDA Loans
Down Payment Assistance Programs
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Memberships
- BNI | Business Network International
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 4388
Hobbies
- Concerts
Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.