

Paul Hart at Prosperity Home Mortgage - Armon...
Senior Mortgage Consultant | NMLS# 29151

With over 24 years of experience in the mortgage banking industry, Paul Hart Jr is a seasoned Mortgage Banker dedicated to delivering exceptional financial solutions. He understands your unique goals and provides tailored advice on loan opt... Show More
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Reviews from Web
Paul was great to work with. He's very proactive and is excellent at breaking things down to a T. Paul and the others at Proseperity Home Mortgage are the team you need.
Reply from Paul Hart at Prosperity Home Mortga...
October 14th, 2025 02:32 PM
I appreciate your thoughtful review, Stefano. Being proactive and breaking down information clearly is something I focus on to ensure a seamless experience. It's great to know that you found this approach effective. Collaborating with the team...
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Thank you for everything Paul! It was a long process, but we made it.
Reply from Paul Hart at Prosperity Home Mortga...
October 6th, 2025 02:18 PM
I appreciate your kind words, Nicholas. I'm glad we could work together through the process, even though it took some time. If you have any questions or need assistance in the future, please don't hesitate to reach out.
I hope to do more business with Paul.
Terri
Reply from Paul Hart Jr.
October 6th, 2025 02:19 PM
Thank you, Terri, for expressing your intention to do more business with me. I'm glad to hear that your experience was positive. When you're ready, I'm here to assist you with any mortgage needs.
Communicated every step of the way. If there was something I didn't understand it was explained also. Very transparent also followed up with an excellent response time overall I have to say great experience.
Reply from Paul Hart at Prosperity Home Mortga...
September 16th, 2025 11:34 PM
It's great to hear that the communication and transparency throughout the process made your experience a positive one, John. Ensuring clarity and providing timely follow-up are important to me, and I'm glad that it helped make everything clear...
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No mistakes . No email errors
Reply from Paul Hart at Prosperity Home Mortga...
September 3rd, 2025 05:00 PM
Thanks for your feedback, Michael. I'm glad everything went smoothly with no mistakes or email errors. If there's anything else you need or any questions arise, please feel free to contact me.
Better communication and guidance throughout the process.
Complete information on a timely and friendly manner. Paul offered all possible options and his team was very responsive.
Reply from Paul Hart at Prosperity Home Mortga...
August 28th, 2025 02:19 PM
Thank you, Gina, for your generous feedback. I'm glad to hear that you found the information provided both timely and friendly. Offering a range of options is important to me, and I'm pleased it was helpful to your experience. It's great to...
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Great communications and Follow through and wonderful job representing his buyer clients .
Reply from Paul Hart Jr.
August 28th, 2025 02:27 PM
Thank you, Stacy, for your thoughtful review. I'm glad to know that the communication and follow-through met your expectations. Representing my buyer clients effectively is very important to me, and I'm pleased that it made a positive impact...
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Paul was extremely easy to work with and responsive.
Reply from Paul Hart at Prosperity Home Mortga...
August 22nd, 2025 02:27 PM
Thanks for your feedback, Jamie. I'm glad to hear you found it easy to work with me and that my responsiveness met your expectations. It's important to make the mortgage process as seamless as possible, and I'm here if you have any questions...
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Efficient .
Reply from Paul Hart at Prosperity Home Mortga...
August 22nd, 2025 02:27 PM
Thank you for your review, Cindy. I'm glad to hear that you found the process to be efficient. If there's anything further I can assist you with, or if you have any additional feedback, please don't hesitate to reach out.
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About
With over 24 years of experience in the mortgage banking industry, Paul Hart Jr is a seasoned Mortgage Banker dedicated to delivering exceptional financial solutions. He understands your unique goals and provides tailored advice on loan options, interest rates, and repayment terms.
With deep knowledge of various loan products, including conventional, FHA, VA, and more, Paul identifies the best options for your needs. He conducts thorough financial analysis, increasing your chances of mortgage approval.
Paul ensures a seamless experience by guiding you through the loan application and processing with accurate documentation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
1st time home Buyers
Conventional Loans
FHA/VA Loans
Fixed & Adjustable Rate Loans
Investor Loans
Jumbo Loans
Renovation Loans
Bridge Loans
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Positions
- Prosperity Home Mortgage - Senior Loan ConsultantDec 19th, 2022 - Current
Memberships
- Westchester County Chamber of Commerce
- Putnam County Chamber of Commerce
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 29151
Gallery


Awards
Achievements
- 2021 Top 1% Loan Originators Scotsman Guide
- 2020 Top 1% Loan Originators Scotsman Guide
- 2022 Top 1% Loan Originators Scotsman Guide
Hobbies
- Fitness
- Motorsports
- Sporting Events
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.