

Paul Hart at Prosperity Home Mortgage - Armon...
Senior Mortgage Consultant | NMLS# 29151

With over 24 years of experience in the mortgage banking industry, Paul Hart Jr is a seasoned Mortgage Banker dedicated to delivering exceptional financial solutions. He understands your unique goals and provides tailored advice on loan opt... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
A great experience . I have already recommended Paul to another client.
Reply from Paul Hart at Prosperity Home Mortga...
August 22nd, 2025 02:27 PM
Thank you for sharing your experience, Suzanne. It's great to hear that you had a positive experience and felt confident recommending me to another client. Your trust and referrals mean a lot. If you or your clients need any support moving...
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The lenders and staff were alble to meet deadline requirements and were efficient with the process. Paul answered my many questions and any given time and provided good insight.
Reply from Paul Hart at Prosperity Home Mortga...
July 29th, 2025 05:15 PM
Thank you for your feedback, Crystal. I'm glad to hear that everything went smoothly and that I could assist you with your questions throughout the process. It's important to me to provide timely answers and helpful insights, so I'm pleased...
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Our loan was tricky and Paul did a geest job helping us navigate The complexity
Reply from Paul Hart
July 29th, 2025 05:20 PM
I'm glad to hear I could assist you with your complex loan, Kenneth. It's important to me to help clients navigate challenging situations effectively. If there's anything more you need or if questions come up in the future, please don't hesitate...
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I kept being told to provide documents that I had provided, and it wasnt until I called on the telephone that I was made to understand that the documents I had uploaded were incorrect. I don't know how much Prosperity has to do with the bank...
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Clear communication, guidance, and problem solving.
Reply from Paul Hart
July 29th, 2025 05:22 PM
I appreciate your feedback, Jeff. Ensuring clear communication and providing guidance are key parts of helping you through the mortgage process. I'm pleased to hear that my problem-solving skills were helpful to you. If there's anything more...
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Paul was always very timely with his responses and happy to answer any of our questions. He made the home mortgage process simple and quick.
Reply from Paul Hart
July 29th, 2025 05:27 PM
Thank you so much for your kind words, Meghan. I'm pleased to hear that my responsiveness and willingness to answer your questions made the home mortgage process easier and more efficient for you. It's very rewarding to know that I could simplify...
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PAUL is a great communicator and explains things to buy your clients in terms. They can understand. They always felt like they were informed and the loan process was less stressful as a result.
Reply from Paul Hart
July 29th, 2025 05:30 PM
Thank you for taking the time to share your feedback, Susan. I'm glad to hear that my communication style and explanations were helpful to you and your clients. Making the loan process less stressful is always a priority for me, and it's rewarding...
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Thank you .
Reply from Paul Hart at Prosperity Home Mortga...
July 21st, 2025 02:47 AM
Thank you, Hiral. I'm delighted to hear you had a positive experience. If there's ever anything else I can assist with, please feel free to reach out.
Paul and Aida were amazing . Paul was available outside of normal business hours to answer questions (I had a lot!). So thankful for all the support
Reply from Paul Hart at Prosperity Home Mortga...
July 16th, 2025 01:27 AM
Thank you for sharing your experience, Nicole. I'm glad to hear that you found my assistance, along with Aida's, to be valuable. It's important to me to be available when you need it, even outside of regular hours, so I'm pleased that I could...
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Paul was very positive, friendly, and was able to handle our difficult attorney.
Reply from Paul Hart at Prosperity Home Mortga...
July 11th, 2025 04:03 PM
I'm pleased to hear that you found me to be positive and friendly during your experience, Christine. Navigating challenges with attorneys can be tricky, and I'm glad I could help make the process smoother for you. Thank you for your thoughtful...
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About
With over 24 years of experience in the mortgage banking industry, Paul Hart Jr is a seasoned Mortgage Banker dedicated to delivering exceptional financial solutions. He understands your unique goals and provides tailored advice on loan options, interest rates, and repayment terms.
With deep knowledge of various loan products, including conventional, FHA, VA, and more, Paul identifies the best options for your needs. He conducts thorough financial analysis, increasing your chances of mortgage approval.
Paul ensures a seamless experience by guiding you through the loan application and processing with accurate documentation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
1st time home Buyers
Conventional Loans
FHA/VA Loans
Fixed & Adjustable Rate Loans
Investor Loans
Jumbo Loans
Renovation Loans
Bridge Loans
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Positions
- Prosperity Home Mortgage - Senior Loan ConsultantDec 19th, 2022 - Current
Memberships
- Westchester County Chamber of Commerce
- Putnam County Chamber of Commerce
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 29151
Gallery


Awards
Achievements
- 2021 Top 1% Loan Originators Scotsman Guide
- 2020 Top 1% Loan Originators Scotsman Guide
- 2022 Top 1% Loan Originators Scotsman Guide
Hobbies
- Fitness
- Motorsports
- Sporting Events
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.