Paul Hart at Prosperity Home Mortgage - Armon...
Senior Mortgage Consultant | NMLS# 29151
With over 24 years of experience in the mortgage banking industry, Paul Hart Jr is a seasoned Mortgage Banker dedicated to delivering exceptional financial solutions. He understands your unique goals and provides tailored advice on loan opt... Show More
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
Paul and Associates made a real effort to communicate with us every step of the way during a recent home purchase and were very easy to work with. We highly recommend them.
Reply from Paul Hart Jr.
August 3rd, 2026 04:41 PM
Kathleen, I appreciate your kind words and recommendation. I'm glad to know that our communication and efforts made the home purchase process easy for you. If you ever have any questions or need assistance in the future, feel free to reach...
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Somewhere betqeen good and great is appropriate. Efficient
Reply from Paul Hart at Prosperity Home Mortga...
July 27th, 2026 10:51 PM
James, I appreciate your feedback. I'm glad to hear that you found the process efficient. If there's anything more I can do to assist you, please feel free to reach out.
Glad to have done another deal together. Thanks Paul!
Reply from Paul Hart Jr.
July 27th, 2026 10:51 PM
Pam, I appreciate your continued trust and collaboration. Thank you for the opportunity to work together again!
Got the work done and closed on time.
Reply from Paul Hart at Prosperity Home Mortga...
June 11th, 2026 02:07 AM
Russell, I'm glad to hear that everything was completed on time for your closing. If you have any more questions or need assistance in the future, please feel free to reach out.
I've been in this business for 30 years. The most important thing for me has always been timely follow-up with my clients . Paul subscribes to the same philosophy.
Reply from Paul Hart at Prosperity Home Mortga...
May 12th, 2026 01:33 PM
David, I appreciate your thoughtful review. I'm pleased to know that my approach to timely follow-up aligns with your values and experience in the business. Your feedback means a lot to me.
Alina, in particular was always available to answer my questions and consistently took the time to explain everything clearly, which made a big difference. Her support made the entire experience much smoother and less stressful.I also want...
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Reply from Paul Hart at Prosperity Home Mortga...
May 6th, 2026 11:54 PM
Angie, I'm grateful for your kind words about Alina and the team's efforts. It's appreciated to know that her support and clear explanations made a positive impact on your experience. Meeting your closing date smoothly is important to us, and...
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Paul (and team) really looked after us and secured the best deal for us at a time where rates started to fluctuate. He guided us through the process, and today we are a proud homeowner.
Reply from Paul Hart at Prosperity Home Mortga...
May 5th, 2026 01:29 AM
Simon, I appreciate your kind words and am glad to hear that you felt well looked after during such a critical time. Navigating fluctuating rates can be challenging, and I'm pleased that we could secure a good deal for you. Congratulations...
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Paul is the best. Put up with all my stress. Lol. Responsive and takes the time to explain the process. I've used him twice now. Once for a bit and then again for a refi.
Reply from Paul Hart at Prosperity Home Mortga...
April 8th, 2026 01:39 PM
It's great to hear that you had a positive experience with both the initial purchase and the refinance, Nicole. Navigating stress is an important part of any transaction, and I'm glad that my responsiveness and explanations were helpful for...
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Paul's team worked really hard to secure financing for my coop. I appreciated the professionalism and honest communication that the team provided. They walked me through the process in detail and we were able to help close the deal in the prescribed...
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Reply from Paul Hart at Prosperity Home Mortga...
March 24th, 2026 05:11 PM
Gabriel, I'm glad to know that you appreciated the professionalism and communication throughout the financing process. Providing detailed guidance and ensuring everything stays on track is important to me. If there's anything more you need,...
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Paul was great easy to work with
Reply from Paul Hart at Prosperity Home Mortga...
March 12th, 2026 01:42 PM
It was a pleasure working with you and your wonderful buyer Kristina. I am happy to hear working with my team and I made your transaction smooth and to the closing table on time.
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About
With over 24 years of experience in the mortgage banking industry, Paul Hart Jr is a seasoned Mortgage Banker dedicated to delivering exceptional financial solutions. He understands your unique goals and provides tailored advice on loan options, interest rates, and repayment terms.
With deep knowledge of various loan products, including conventional, FHA, VA, and more, Paul identifies the best options for your needs. He conducts thorough financial analysis, increasing your chances of mortgage approval.
Paul ensures a seamless experience by guiding you through the loan application and processing with accurate documentation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
1st time home Buyers
Conventional Loans
FHA/VA Loans
Fixed & Adjustable Rate Loans
Investor Loans
Jumbo Loans
Renovation Loans
Bridge Loans
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Positions
- Prosperity Home Mortgage - Senior Loan ConsultantDec 19th, 2022 - Current
Memberships
- Westchester County Chamber of Commerce
- Putnam County Chamber of Commerce
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 29151
Gallery
Awards
Achievements
- 2021 Top 1% Loan Originators Scotsman Guide
- 2020 Top 1% Loan Originators Scotsman Guide
- 2022 Top 1% Loan Originators Scotsman Guide
Hobbies
- Fitness
- Motorsports
- Sporting Events
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
