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Patrick Holland
Branch Manager | NMLS 179158
Patrick Holland (NMLS #179158) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Patrick provides comprehensive hom... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Pat has been great to work with throughout our entire home-buying process. He was very communicative, attentive, and answered all our questions (which were a lot) in a quick, informative, and respectful manner. Pat and his team are super knowledgeable...
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Reply from Owner
June 26th, 2026 10:40 AM
Maher, I'm pleased to hear that your home-buying process went smoothly and that I could assist you effectively. It's important to me to provide clear communication and support, especially for first-time homebuyers like you. Thank you for trusting...
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Pat has been great to work with throughout our entire homebuying process. He was very communicative, attentive, and answered all our questions (which were a lot) in a quick, informative, and respectful manner. Pat and his team are super knowledgeable...
read more
Reply from Patrick Holland
June 26th, 2026 10:40 AM
Maher, I'm grateful to hear that you felt well-supported during your homebuying journey. It's important to me to provide clear communication and attentive service, especially for first-time homebuyers. I'm pleased that my team and I could guide...
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Incredibly helpful and quick communication with myself, clients, and the listing agent. The assistance and personalized guidance for first time homebuyers, even months in advance to set them up for success, is exceptional.
Reply from Patrick Holland
June 26th, 2026 10:41 AM
Lauren, I appreciate your kind words about my communication and guidance throughout the process. It's important to me to provide personalized support, especially for first-time homebuyers, to ensure they feel prepared and confident. I'm glad...
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Pat was great and thorough! He also educated us which made the process and our decision making smooth!
Reply from Patrick Holland
June 13th, 2026 09:00 PM
I'm happy to hear that you found the process smooth, Joseph. Educating clients is a priority for me, and I'm glad it made a positive impact on your decision-making. Thank you for your kind words!
Patrick Holland has received a review with 5 star rating from Ronald G
Reply from Owner
June 13th, 2026 09:00 PM
Thank you for the 5-star rating, Ronald. I appreciate your support and am here if you need anything.
Patrick was patient with my first-time homebuyer and explained the home financing process, which brought comfort to my buyer.
Reply from Patrick Holland
June 9th, 2026 01:54 PM
Ronald, I'm glad to hear that my explanations helped bring comfort to your first-time homebuyer. It’s important to me that clients feel supported and informed throughout the process. Thank you for sharing your experience!
Patrick and his team were always available and ready when my buyers required anything , from multiple Pre-approval letters to an early "ready to close" status. The "Clear to close" approval came weeks ahead of the settlement date. Great lender...
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Reply from Patrick Holland
June 9th, 2026 11:44 AM
Debbie, I'm grateful for your positive feedback. It was a pleasure assisting you and your buyers with their needs, and I'm pleased that everything progressed smoothly and ahead of schedule. Thank you for choosing me as your lender!
Pat is extremely responsive and does a great job
Reply from Patrick Holland
June 9th, 2026 12:21 AM
Sheilah, I appreciate your positive feedback. I'm glad to know that you found my responsiveness and work satisfactory. If there’s anything else I can assist you with, please feel free to let me know.
From my first contact with Pat, he talked to me like a friend - not just some client. Pat made sure that he got to know ME as a person, before we ever talked "shop." Pat made the entire loan process extremely transparent, and I really appreciated...
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Reply from Owner
June 26th, 2026 12:00 AM
Neil, thank you so much for trusting me and all the great conversations. I feel the same way....met for business and connected and will be friends for a long time coming.
Pat and his team provides top service and customer satisfaction. I’ve used them three times over the past 10 years and have never had a bad experience. Will use again!
Reply from Owner
June 9th, 2026 12:21 AM
Luke, I'm grateful for your continued trust and support over the past decade. It's wonderful to hear that you've consistently had positive experiences with my team and me. I look forward to assisting you again in the future!
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About
Patrick Holland (NMLS #179158) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Patrick provides comprehensive home financing solutions with Embrace Home Loans. Patrick only knows how to work one way, and that is do the job right and don't cut corners. There is no substitute for hard work and dedication. Local mortgage lender Patrick Holland is a nationally recognized Mortgage Originator and top producer for Embrace Home Loans. Licensed in Virginia, Maryland, and DC, his passion is to help people live the life of their dreams. Contact Patrick today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Specialities
Conventional Loans
Jumbo Loans
USDA Loans
VH Loans
HIgh Balance Conforming Loans
Mortgage Planning and Budgeting
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Positions
- Embrace Home Loans - Vice President / Branch ManagerFeb 1st, 2007 - Current
Memberships
- PGA Member Since 2002
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 179158
Videos
Achievements
- Embrace Home Loans Hall of Fame
- Embrace Home Loans Founder's Club
- Embrace Home Loans Chairman's Club
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Hobbies
- volunteering
- Golf
- Travelinig
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.