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Patrick Holland
Branch Manager | NMLS 179158
Patrick Holland (NMLS #179158) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Patrick provides comprehensive hom... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Patrick Holland has received a review with 5 star rating from Fraol A
Reply from Owner
July 8th, 2026 09:19 AM
It was a pleasure working with you both and I appreciate you allowing me to assist on the financial side of your new home purchase.
Patrick was patient and understood the level of detail we needed in the process of closing on our home. He was very diligent , communicative and proactiv. he walked us through every step of the way and made us comfortable when it came down...
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Reply from Patrick Holland
July 7th, 2026 10:01 PM
Fraol, I'm pleased to hear that you felt comfortable and informed throughout the closing process. Ensuring my clients have the detail and support they need is very important to me. Thank you for your kind words and for choosing to work with...
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Pat was very attentive and detail oriented. He was great at communicating and responding quickly. He made the home buying experience easy (even while we were still located in Italy)
Reply from Patrick Holland
July 7th, 2026 12:54 PM
Chantel, I'm happy to hear that my communication and attention to detail helped make your homebuying experience smooth, even from Italy. It was a pleasure assisting you, and I appreciate your kind words. If you need anything further, feel free...
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Pat was extremely knowledgeabl, communicative, personable, and a pleasure to work with.
Reply from Patrick Holland
July 6th, 2026 12:42 PM
Jessica, I appreciate your kind words. It's great to hear that you found me knowledgeable and communicative throughout the process. I'm pleased that working with me was a positive experience for you. If you have any further questions or need...
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Pat and his team made our
first home experience really easy and smooth. Throughout the whole process he was there to answer any of our questions. It was a pleasure getting to work with him.
Reply from Patrick Holland
July 5th, 2026 12:18 AM
Jimena, I'm pleased to hear that your first home experience went smoothly and that I could assist you throughout the process. It was a pleasure working with you as well, and I'm grateful for your kind words. If you have any more questions in...
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Patrick was responsive to questions and readily available to attend to any concerns. He provided regular updates on the interest rates as the situation evolved.
Reply from Patrick Holland
July 6th, 2026 12:42 PM
Jaiyeola, I'm pleased to hear that you found my responsiveness and regular updates on interest rates helpful. It's important to me to keep my clients informed and address any concerns promptly. Thank you for your kind words!
Very thorough explanations and transparency. The costs and rate were highly competitive. Flawless execution on every step from quote through closing, and fast communication.
Reply from Patrick Holland
July 2nd, 2026 03:46 PM
Fredric, I'm grateful for your positive feedback. I'm pleased to know that you found the explanations thorough and the costs competitive. Ensuring a smooth process from start to finish is always my goal. Thank you for sharing your experience!...
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Pat is simply the best! Highly recommend!- Extremely knowledgeable but explains details plainly- Experienced - there is no one that knows more about their job than Pat- Prompt - he manages his schedule very well- Detailed oriented yet personable...
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Reply from Owner
July 1st, 2026 09:28 AM
Leo, I look forward to celebrating when you get to town. Thank you for trusting me and my team with your relocation move and new home purchase.
- Extremely knowledgeable but explains details plainly- Experienced - there is no one that knows more about their job than Pat- Prompt - he manages his schedule very well- Detailed oriented yet personable and easy to talk to- Attentive - always...
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Reply from Owner
July 7th, 2026 12:00 AM
Thank you so much for trusting me and my team with your purchase. I can't wait to celebrate with you when you get to town and settle in.
Patrick assisted us every step of the way. He took the time to walk through every variable that would affect our home loan as well as providing us with ways to increase credit score and bring down the interest rate etc. His dedication and understanding...
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Reply from Patrick Holland
June 26th, 2026 02:51 PM
Brian, I'm grateful for your kind words and pleased to hear that my assistance made your journey as a first-time homeowner smoother. It's important to me to provide detailed guidance and support throughout the process. Thank you for recommending...
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About
Patrick Holland (NMLS #179158) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Patrick provides comprehensive home financing solutions with Embrace Home Loans. Patrick only knows how to work one way, and that is do the job right and don't cut corners. There is no substitute for hard work and dedication. Local mortgage lender Patrick Holland is a nationally recognized Mortgage Originator and top producer for Embrace Home Loans. Licensed in Virginia, Maryland, and DC, his passion is to help people live the life of their dreams. Contact Patrick today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Specialities
Conventional Loans
Jumbo Loans
USDA Loans
VH Loans
HIgh Balance Conforming Loans
Mortgage Planning and Budgeting
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Positions
- Embrace Home Loans - Vice President / Branch ManagerFeb 1st, 2007 - Current
Memberships
- PGA Member Since 2002
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 179158
Videos
Achievements
- Embrace Home Loans Hall of Fame
- Embrace Home Loans Founder's Club
- Embrace Home Loans Chairman's Club
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Hobbies
- volunteering
- Golf
- Travelinig
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.