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Patrick Holland
Branch Manager | NMLS 179158
Patrick Holland (NMLS #179158) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Patrick provides comprehensive hom... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Patrick and Embrace have executed three loans for us, the latest being a refinance of a loan for our current home. Patrick is there every step of the way from initial discussions to closing. All steps in-between are clearly laid out. Patrick...
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Reply from Patrick Holland
November 10th, 2025 03:55 PM
Thank you for sharing your experience, Robert. It means a great deal to know that my approach to considering your overall financial picture and long-term goals has been beneficial. It's important to me to guide my clients comprehensively through...
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Patrick was amazing, very thoughtful and held my clients hand thru the entire process. Highly recommend!
Reply from Patrick Holland
December 19th, 2025 08:37 PM
I'm glad to hear that you found the support provided both thoughtful and reassuring. Guiding clients through the entire process is something I always strive for, and I'm pleased it made a difference for you and your client. Thank you so much...
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Pat is always very professional, confident, staying on top of things and makes the loan approval process easy for the buyers. Its always a pleasure working with Pat and his team.
Reply from Patrick Holland
December 19th, 2025 08:38 PM
Thank you, Irina, for your thoughtful review. Ensuring a smooth and easy loan approval process is important to me, and I'm glad to know that I could facilitate this for you. Your kind words about my professionalism and ability to stay on top...
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We've worked with Pat on purchase and a refinance. Both have been great experiences. Pat is super knowledgeable and always keeps us informed of current market trends. Everyone should have a Pat on their team.
Reply from Patrick Holland
November 3rd, 2025 06:56 PM
I truly appreciate your kind words, Nicole. It's been a pleasure assisting you with both your purchase and refinance. Staying informed about market trends is something I prioritize, and I'm glad to hear it has been helpful to you. If there's...
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The very personal attention to our transaction.
Reply from Patrick Holland
October 31st, 2025 06:24 PM
I appreciate the feedback, Frank. Providing personal attention to each transaction is a priority for me. If there's anything more I can do for you, feel free to reach out.
Personable and Professional.
Answered all questions advised realistic options
Reply from Patrick Holland
October 27th, 2025 08:28 PM
Your positive words mean a lot to me, Jonathan. I take pride in providing professional and personable service while advising on realistic options. If you have any further questions or need assistance, I'm here to help.
Pat was enthusiastic, knowledgeable, and communicated clearly. It was obvious from Day 1, that he cared about his customers (builder and buyer)
Reply from Patrick Holland
October 23rd, 2025 02:28 PM
Jiovanni, I appreciate your feedback. It's great to hear that my enthusiasm and communication made a positive impact on your experience. I'm committed to ensuring both builders and buyers feel supported throughout the process. If there's anything...
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His personality & reliabiliy
Reply from Patrick Holland
October 23rd, 2025 07:49 PM
Adnan, I'm grateful for your feedback. I strive to bring both a trustworthy and approachable presence to the work I do. If there's anything further you need, don't hesitate to contact me.
Pat is a truly professional and committed lender. Their expert knowledge made the entire process seamless. Highly recommended.
Reply from Patrick Holland
October 23rd, 2025 02:02 PM
Denise, thank you for your kind words. I'm pleased that my knowledge and commitment contributed to a smooth experience for you. If you ever need further assistance or have more questions, please feel free to get in touch.
Pat was always informative and responsive.
Reply from Patrick Holland
October 23rd, 2025 06:45 PM
Richard, thank you for your review. It's important to me to keep my clients well-informed and to respond promptly to their needs. If there's anything more you need assistance with, don't hesitate to reach out.
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About
Patrick Holland (NMLS #179158) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Patrick provides comprehensive home financing solutions with Embrace Home Loans. Patrick only knows how to work one way, and that is do the job right and don't cut corners. There is no substitute for hard work and dedication. Local mortgage lender Patrick Holland is a nationally recognized Mortgage Originator and top producer for Embrace Home Loans. Licensed in Virginia, Maryland, and DC, his passion is to help people live the life of their dreams. Contact Patrick today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Specialities
Conventional Loans
Jumbo Loans
USDA Loans
VH Loans
HIgh Balance Conforming Loans
Mortgage Planning and Budgeting
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Positions
- Embrace Home Loans - Vice President / Branch ManagerFeb 1st, 2007 - Current
Memberships
- PGA Member Since 2002
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 179158
Videos
Achievements
- Embrace Home Loans Hall of Fame
- Embrace Home Loans Founder's Club
- Embrace Home Loans Chairman's Club
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Hobbies
- volunteering
- Golf
- Travelinig
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.