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Patrick Holland
Branch Manager | NMLS 179158
Patrick Holland (NMLS #179158) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Patrick provides comprehensive hom... Show More
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Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Patrick was amazing to work with! As first-time buyers, we had a lot of questions, and he was always patient, clear, and quick to respond. He went above and beyond to make the process smooth and stress-free. We truly felt supported every step...
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Reply from Owner
January 5th, 2026 12:00 AM
Truly appreciate you validating your experience with me and my team. It was an absolute pleasure working with you both and I will always be here when you have questions or need anything at all.
My husband and I recently had the privilege of working with Pat for the second time as we purchased our new home. He guided us 6 years ago through our first home buying experience. A few years later, he helped us refinance that home to get...
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Reply from Patrick Holland
December 1st, 2025 05:19 PM
It's great to have had the opportunity to assist you and your husband again, Alison, with purchasing your new home. I'm pleased to know my efforts in guiding you through your previous home purchase and refinancing were appreciated and led you...
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Working with Mr. Holland was a great experience. He was able to walk us through several scenarios which allowed us to make the best decision for our family. He went above and beyond by flexing with our busy schedules and would often consult...
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Reply from Patrick Holland
November 27th, 2025 02:23 PM
I'm glad to know that working with me was beneficial, Amando. Discussing multiple scenarios and adapting to your family's busy schedules is all part of ensuring you make the best decision tailored to your needs. If you have more questions or...
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We've worked with Pat on several loans, and he's been responsive, proactive, and very easy to work with.
Reply from Patrick Holland
November 26th, 2025 02:40 PM
I'm pleased to know that you've found me responsive and proactive in our work together, Kyle. It's been a pleasure assisting you with multiple loans. If you need any more help in the future or have any questions, please feel free to reach out....
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Pats responsiveness and attention to detail is second to none . He tryly truly helps his clients achieve there dreams . I can't thank him enough
Reply from Patrick Holland
November 25th, 2025 02:04 PM
Your kind words mean a lot to me, Andrew. It's rewarding to know that my responsiveness and attention to detail made a difference in helping you achieve your dreams. If there's anything more I can do for you in the future, please don't hesitate...
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This was my first time ever buying a home and I was very nervous going into it but Pat took great care of me and gave me advice like he was already family to me . He made the process smooth and simple answing any questions I had and guiding...
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Reply from Patrick Holland
November 25th, 2025 04:16 PM
It's wonderful to hear that your first home-buying experience was smooth and that the guidance I provided felt reassuring, Melad. I'm glad I could make the process straightforward and answer all your questions. Your trust in recommending me...
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I have had the pleasure of working with Pat twice now, and he is without a doubt the guy you want in your corner. Knowledgable, with our interests in mind, he guided us through a refinancing process. He is proactive and very responsive.
Reply from Owner
January 5th, 2026 12:00 AM
Thank you for your kind words, Mike. Glad to be in your corner and happy we could maximize our promo rate program for you both!
Working with Pat was a great experience. From initial home purchase to refinance he has been there every step of the way to make sure we are getting the most out of our investment.
Reply from Patrick Holland
November 24th, 2025 06:37 PM
I'm glad to hear that your experiences have been positive throughout both the initial home purchase and refinancing, Gary. Being there every step of the way is crucial to ensuring you get the most out of your investment, and I'm pleased I could...
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Patrick provided great service in all respects . The process went very smoothly
Reply from Patrick Holland
November 18th, 2025 06:55 PM
I'm pleased to hear that you were satisfied with the service, Victoria. Ensuring a smooth process is always my goal, and I'm glad everything went well for you. If you have any further questions or need assistance down the road, feel free to...
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Pat was a huge help and very knowledgeable, he did everything he could to make sure my experience was smooth and I was taken care of.
Reply from Patrick Holland
November 13th, 2025 08:36 PM
It was great to read your feedback, Zachery. I'm glad to know that I could assist in ensuring a smooth experience for you. If you have any more questions or need further assistance in the future, I'm here to help.
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About
Patrick Holland (NMLS #179158) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Patrick provides comprehensive home financing solutions with Embrace Home Loans. Patrick only knows how to work one way, and that is do the job right and don't cut corners. There is no substitute for hard work and dedication. Local mortgage lender Patrick Holland is a nationally recognized Mortgage Originator and top producer for Embrace Home Loans. Licensed in Virginia, Maryland, and DC, his passion is to help people live the life of their dreams. Contact Patrick today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Specialities
Conventional Loans
Jumbo Loans
USDA Loans
VH Loans
HIgh Balance Conforming Loans
Mortgage Planning and Budgeting
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Positions
- Embrace Home Loans - Vice President / Branch ManagerFeb 1st, 2007 - Current
Memberships
- PGA Member Since 2002
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 179158
Videos
Achievements
- Embrace Home Loans Hall of Fame
- Embrace Home Loans Founder's Club
- Embrace Home Loans Chairman's Club
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Hobbies
- volunteering
- Golf
- Travelinig
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.