

Patricia Culpepper
Mortgage Loan Officer | NMLS # 181554

The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. FitzGerald Financial Group has a wealth of knowledge and resources to assist you in finding the best loan to meet your individua... Show More
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Patricia was never too busy to answer my questions of which I had many . Always available . Gave me the best possible interest rate. Throughout the whole process she was in communication with me even on a weekend . I would definitely recommend...
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Patricia was the picture perfect lender for the purchase of our very first home. She answered all of our many questions the same day we asked them and was quick to complete her end of the process. The Caliber Home Loans online system is extremely...
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Patricia was an amazing asset to us when we purchased our first home. We had gone through a few Lenders and none of them had the communication skills, responsiveness, knowledge, and work ethic that Patricia did. She was able to get us a very...
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As we entered the housing market for the first time, my wife and I weren't sure what to expect. Luckily, we had the opportunity to work with Patricia Culpepper in purchasing our first home. Pat helped us out immensely by taking the the time...
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Pat was able to get us a better rate than anyone else; she returned every phone call, email, and text in lightening speed; and she got our loan approved quickly! If you want a loan consultant who knows the business, is responsive, and is experienced,...
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We started out with another loan specialist who was giving us the run around. Our agent referred us to Pat. From the momement we met her, we knew she had to be an angel sent from God. She was so nice and kind. In addition she was very knowledge...
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Pat knew some stuffs that my original lender was not aware of. She is quick responding and available by phone and email. Always call back when she can.
I have now had the pleasure of working with Pat twice in the last two years. First with a purchase of my home, then later in refinancing it. In both situations she went above and beyond, taking the time to explore every option and then later...
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My wife and I have worked with Pat twice in the last 2 years and she is awesome. Never leaves you hanging, very quick on response time, knows her stuff and is helpful in making suggestions of programs you may not be aware of. When project is...
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I could not have asked for a better mortgage lender. Patricia was fantastic--she helped me navigate the home buying process from beginning to end. She was responsive to my questions and kept in touch with me throughout the proceedings. She...
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About
The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. FitzGerald Financial Group has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships.
As an experienced lender, Patricia Culpepper is available to guide you through the home financing process. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Patricia Culpepper can help.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- |NMLS # 181554
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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