

Patricia Culpepper
Mortgage Loan Officer | NMLS # 181554

The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. FitzGerald Financial Group has a wealth of knowledge and resources to assist you in finding the best loan to meet your individua... Show More
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Patricia was very responsive to my questions and concerns.
Pat was awesome right out the gate. Global pandemic hit and went into lockdown, but that was no match for her. From easy to follow directions to just the smooth process of the paperwork, and understanding what was going on, and locking me in...
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You were unbelievably helpful. This was so much easier than I thought it would be. Thank you so much for your help and guidance throughout this whole process. I will certainly recommend you to anyone I know that’s looking to buy a house.
Pat did exceptional work helping us get our dream home. She was focused, detail oriented, anticipated and planned many steps ahead and explained everything that was happening in detail. Words cannot convey our sincere appreciation and gratitude...
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Pat was awesome she kept me informed every day of where we were at and what I needed to do next and what to expect happening . The speed of processing my loan was incredible
Pat Culpepper and the Prosperity team were wonderful to work with. My family hadn't purchased a single family home before and had a large number of questions. Each time we would call(sometimes in off hours), Pat would answer, remember our names/circumstance...
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WOW! Was going to close on a house in 14 days, and my lender basically disappeared on me. I was in a very bad spot, as I sold my house and needed to purchase another one to put my kids into school before the new school year started in 2 weeks...
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Patricia was amazing! Super helpful, was there for me and answered every question I had every step of the way. I would recommend her to anyone!! Thank you so very Patricia for making this very nerve-wrecking process so smooth and easy for me....
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Pat was great! My husband and I used Pat for our first home mortgage and we are so happy we chose her. Pat was respectful and professional throughout the entire process and answered any questions we had. She allowed us to close in 20 days and...
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My husband and I worked with Patricia Culpepper in the fall of 2017 to refinance a mortgage loan on a property in Frederick, MD. Patricia was extremely helpful in facilitating this process. We appreciated her communications which were always...
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About
The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. FitzGerald Financial Group has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships.
As an experienced lender, Patricia Culpepper is available to guide you through the home financing process. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Patricia Culpepper can help.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- |NMLS # 181554
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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