Patricia Culpepper
Mortgage Loan Officer | NMLS # 181554
The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. FitzGerald Financial Group has a wealth of knowledge and resources to assist you in finding the best loan to meet your individua... Show More
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Your nice to work with you made everything easier
Reply from Patricia Culpepper
September 8th, 2026 01:52 PM
Your review means a great deal to me. My goal is to guide you through every step of the home buying process and to help you make smart mortgage decisions. I look forward to serving you again in the future whether it’s a VA loan, FHA, or conventional...
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Thank you very much
Reply from Patricia Culpepper
September 7th, 2026 07:40 PM
Your review pushes me to keep delivering outstanding service. I’m just a call away if you ever have any questions about rates, or need help refinancing, or with loan programs.
Timeliness
Reply from Patricia Culpepper
September 4th, 2026 01:08 PM
Your kind review brightened my day. It was a pleasure working with you, and I’m honored to be someone you trust for mortgage advice, whether it’s buying a home, refinancing, or exploring loan options.
GR8 service
Reply from Patricia Culpepper
August 18th, 2026 03:58 PM
Your kind review brightened my day. It was a pleasure working with you, and I’m honored to be someone you trust for mortgage advice, whether it’s buying a home, refinancing, or exploring loan options.
Pat willingness and ease of doing business with
Reply from Patricia Culpepper
August 10th, 2026 07:34 PM
Your feedback really brightened my day. Thank you for that. It was great working with you, and I’m always available for any future lending needs such as VA loans, FHA loans, or conventional home loans.
Patricia Culpepper has received a review with 5 star rating from Chris B
Reply from Patricia Culpepper
August 10th, 2026 07:58 PM
I really appreciate your review and the opportunity to work with you. Please don’t hesitate to reach out if there’s anything I can assist with moving forward.
So kind, knowledgeable, and helpful during our first time home buying process.
Reply from Patricia Culpepper
July 13th, 2026 07:32 PM
Your positive feedback brightened our day! We're here whenever you need assistance in the future.
Everything went smoothly
Reply from Patricia Culpepper
July 9th, 2026 07:10 PM
We're thrilled that you had a positive experience with us!
Everything you do is wonderful!
Reply from Patricia Culpepper
July 3rd, 2026 02:26 PM
Your review means the world to us. We're here to support you every step of the way.
I would give Patricia 10 stars if I could!
Reply from Owner
July 14th, 2026 12:00 AM
Your kind words made my day! I’m always here to provide guidance on mortgage-related matters.
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About
The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. FitzGerald Financial Group has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships.
As an experienced lender, Patricia Culpepper is available to guide you through the home financing process. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Patricia Culpepper can help.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- |NMLS # 181554
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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