Patricia Culpepper
Mortgage Loan Officer | NMLS # 181554
The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. FitzGerald Financial Group has a wealth of knowledge and resources to assist you in finding the best loan to meet your individua...... Show More
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Reviews from Web
Amazing communication and very friendly! Walked me through everything no matter how many questions I had. Thank you!
Reply from Patricia Culpepper
March 12th, 2026 04:45 PM
We're committed to providing exceptional service, so it's wonderful to know you had a positive experience.
Always love working with Pat!
Reply from Patricia Culpepper
February 20th, 2026 03:03 PM
Thank you for sharing your positive experience with us! We look forward to serving you in the future.
Pat does a wonderful job!
Reply from Owner
February 20th, 2026 12:00 AM
Thank you Erik!
Patricia Culpepper is an exceptional, informed, and helpful loan officer and person. My experience through the entire process was as stress-less as possible, and I followed her guidance every step of the way, with confidence. Wow, just wow!!...
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Reply from Patricia Culpepper
December 25th, 2025 02:25 PM
Your review means the world to us. We're here to support you every step of the way.
very friendly and makes everything easy to understand
Reply from Patricia Culpepper
December 8th, 2025 05:04 PM
Your review means a lot to us. We're committed to guiding you through all your mortgage decisions.
Doing everything on-line was certainly a challenge. However the ease of communication was helpful with completing the process. Patricia was always pleasant and courteous.
Reply from Patricia Culpepper
August 13th, 2025 12:26 PM
We're delighted to have exceeded your expectations. Your satisfaction drives us to do our best.
You were very informative along the way. You were reassuring and helped me throughout the process of gathering all the necessary information to make sure I got approved for the house I wanted! I will always be greatful for having Patricia as...
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Reply from Patricia Culpepper
June 25th, 2025 12:35 PM
We're delighted to have met your expectations. We look forward to serving you again in the future.
Great service and patience with all my questions.
Reply from Patricia Culpepper
January 17th, 2025 03:49 PM
Your kind words made our day! We're always here to provide guidance on mortgage-related matters.
Patricia makes it very easy to get a hold of and is very easy to communicate with!
Reply from Patricia Culpepper
August 28th, 2024 11:59 AM
We're committed to providing exceptional service, so it's wonderful to know you had a positive experience.
Overall was a very good experience. Our closing was in 9 days so there were aspects that I would have liked to discuss more but realize needed to be pushed forward to maintain our closing date
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About
The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. FitzGerald Financial Group has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships.
As an experienced lender, Patricia Culpepper is available to guide you through the home financing process. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Patricia Culpepper can help.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Search Rank ScoreLearn More →
370
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Addresses and Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- |NMLS # 181554
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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