

Pat Villano - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS# 412470

Pat understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout t... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Pat was rude, defensive, and attacked anyone who got on the phone with him. My clients hated him. He lost documentation, continually screwed up the disclosure numbers, and gave bs answers to defend his mistakes. He would quickly point the finger...
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As a Canadian going through this process it has its challenges but Pat was great and made the experience as easy as possible. He would always get back to me within answer to my questions in a very short time. I will use him again.
Reply from Pat Villano
May 21st, 2024 02:25 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
There were some good and some OK aspects of the transaction support and process. What could have made it better would have been better communication with the team, particularly with my attorney. With that said, Pat made himself available when...
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Not great but better than ok
Very long procedure. Many documents but overall was fine
Pat Villano, did an excellent job as a true, professional and a lender. He kept the clients and the agents fully informed transparent and was available at every hour of the day to answer any questions we had. We highly appreciate his professionalism...
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Throughly the whole loan process the service was appalling. Further more Pat was very unpleasant to deal with all parties and would not answer simple questions and just repeat what was said with no information. On the day of closing we missed...
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It vas a pleasure working with Pat very Insightful and always ready to help
Reply from Pat Villano
March 12th, 2024 02:50 AM
Thank you for the review. If you need anything, feel free to give us a call.
Dear Pat thank you for just bring the absolute best. You have always responded to us with detail and care and timeliness, we could not have asked for a better person to guide me through my first big property purchase on my own. From the bottom...
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Reply from Pat Villano
March 7th, 2024 02:01 PM
I enjoyed working with you. Thanks for the great feedback.
Pat worked harder, was more responsive, more knowledgeable, and more on top of the day to day tasks - and pushed this file to closing faster than I could have imagined. I have closed about 60 loans in my commercial real estate career and worked...
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Reply from Pat Villano
January 29th, 2024 11:12 AM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
I felt there was not enough communication between myself (and my husband) and Pat. There were also very many extreme delays where we felt we were not prioritized or cared for adequately. Moreover, there were several mistakes that were made...
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About
Pat understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Pat is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
Renovation 203k
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Memberships
- NMLS
- President's Club
- Scotman's Guide
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 412470
Awards
President's Club
Achievements
- Servicing Mortgage Clients since 2002
Hobbies
- Travel
- Sports
- Music
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Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.