

Pat Callaghan
Mortgage Loan Originator | NMLS# 129310

Pat Callaghan has been a mortgage professional for over 20 years. Providing clients with options to determine the best mortgage product that fits their individual needs. We make the process simple and take pride in getting your transaction ... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Pat was very helpful explaining the process as well as answering any and all questons that I asked.
Reply from Pat Callaghan
November 27th, 2024 05:55 PM
Hi Eric, thanks for taking the time to complete our survey. It was a pleasure working with you on completing your transaction and getting to the finish line. Please let me know if you have any questions now or in the future. I'm here to assist....
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Mr. Pat was knowledgeable and assisted us with every aspect of the home buying process. He explained the mortgage rates, underwriting process, helped with insurance quotes, and ultimately got us to the closing table.
Reply from Pat Callaghan
October 7th, 2024 02:58 PM
thanks Ulysses for taking the time to complete our survey. It was a pleasure working with you and Miranda on completing your new home loan. Please let me know if you all have any questions now or in the future. I'm here to assist. Also, if...
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Great work
Reply from Pat Callaghan
September 16th, 2024 09:35 PM
thanks Taylor for taking the time to complete our survey. It was great working with you again on your New Home Construction Project. Congratulations to you and Brooke getting to the finish line. The home is beautiful. Please let me know if...
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Pat is the best to work with and I'll be always recommending him, he also made the process very smooth and the communication was excellent.
Reply from Pat Callaghan
August 14th, 2024 09:06 PM
Thank you Moises for taking the time to complete our survey. It was good working with you on getting your loan request to the finish line. Please let me know if you have any questions as we move down the road. And yes, if you have any family,...
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Was disappointed regarding the advice towards locking in interest rates. Ended up with 7.3 when we were originally quoted 6.8. That’s a significant difference that has a substantial impact on our family.
Reply from Pat Callaghan
May 9th, 2024 09:32 PM
Hi Sean, I should have explained the volatility of the market more and how rates could change quickly in just a short time. The written loan fee worksheet quote was 7.00% given on 03-27-24. I'm sorry the final rate was not initial rate discussed....
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Very kind understanding and communication was amazing. I appreciate all that Pat did for us to get our house.
Reply from Pat Callaghan
March 14th, 2024 07:02 PM
Thanks Lindsay for taking the time to complete our survey. You and Ryan did good getting all required information in to get to the finish line. Congratulations to you all on the purchase of your new home and wish you and Ryan and family the...
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Worked with Pat multiple times always been a pleasure.
Reply from Pat Callaghan
March 14th, 2024 07:15 PM
Thanks Kevin and Mandi for completing our survey. I look forward to working with you all again on your next one. It's been great working with you all. Let me know if I can help any family, or friends, or coworkers that may have any banking...
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Pat was always available and answered any and all our questions with expert knowledge and understanding.
Reply from Pat Callaghan
February 27th, 2024 04:03 PM
Hi Alicia, thanks for taking the time to complete our survey. It was a pleasure working with you and Greg to complete your loan request. Please advise if you all have any questions as we move down the road. Also, please let me know if we can...
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Thank you for seeing this loan through till the end
Reply from Pat Callaghan
February 7th, 2024 05:18 PM
Hi Ryan and Katie, I appreciate you taking the time to complete our survey. It was nice working with you all and thanks for getting all the conditions in needed to get your loan request to the finish line. Please keep me in mind if I can assist...
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Mr. Pat was very knowledgeable, communication was great. Fast with service and very relatable. Thanks so much Mr. Pat for all your hard work.
Reply from Pat Callaghan
October 6th, 2023 08:56 PM
Thanks Derineisha for taking the time to complete our survey. It was a pleasure working with you on getting your new home purchase to the finish line. Congratulations!!!Please let me know if you have any questions as we move down the road....
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About
Pat Callaghan has been a mortgage professional for over 20 years. Providing clients with options to determine the best mortgage product that fits their individual needs. We make the process simple and take pride in getting your transaction completed.
My clients range from first time homebuyers to seasoned veterans. If you are in need of a new home purchase or a refinance mortgage: to lower your interest rate and or the term, or cash out for: bill consolidation, school tuition, home improvements, investments, or a combination of things, I look forward to the opportunity to serve you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 129310
Hobbies
- Foodie
- Sports
- Music
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Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.