

Pat Callaghan
Mortgage Loan Originator | NMLS# 129310

Pat Callaghan has been a mortgage professional for over 20 years. Providing clients with options to determine the best mortgage product that fits their individual needs. We make the process simple and take pride in getting your transaction ... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Easy and streamline process!
Reply from Pat Callaghan
March 2nd, 2026 06:02 PM
thanks Megan and Colton for taking the time to complete our survey. It was a pleasure working with you all on getting to the finish line. Congratulations!! Please let me know if you have any questions as we move down the road. Also, please...
read more
Mr. Pat always answered my calls. All transactions matched on paper that same as it was explained. I had zero issues and I highly recommend Pat for your banking needs.
Reply from Pat Callaghan
February 24th, 2026 04:36 PM
thanks Mr. Kev for taking the time to complete our survey and review. It was a pleasure working with you on your new home construction project and getting to the finish line. Congratulations!!!Please let me know if you have any questions as...
read more
Always responds promptly
Reply from Pat Callaghan
February 24th, 2026 04:55 PM
Thanks Drew (Maggie) for taking the time to complete our survey and response. It was a pleasure working with you. Sean Warner, our commercial lender and AES support will assist you all through the construction inspections and construction draws....
read more
I've worked with a lot of banks and Pat sets a standard that I wish other financial institutions would follow. He's always available, personable and takes the time to answer all of my questions and address all of my concerns. I have and will...
read more
Reply from Pat Callaghan
February 20th, 2026 06:28 PM
Thank's Mark for taking the time to complete our survey and your response. It was a pleasure working with you on your new home project and getting to the finish line. Congratulations!!! Please let me know if you have any questions as we move...
read more
Pat Callaghan was helpful. Great service had a lot of questions i didn't understand walk me through It got me a good loan. Appreciate all your hard work. definitely come see you if I need another loan.
Reply from Pat Callaghan
February 9th, 2026 04:31 PM
Thanks Jamal for taking the time to complete our survey. it was a pleasure working with you on completing your home loan. Please let me know if you have any questions or concerns as we move down the road. If any family or friends are looking...
read more
Pat and his customer
Reply from Pat Callaghan
February 9th, 2026 05:34 PM
Thanks Alvin (Chip) for taking the time to complete our survey. It was a pleasure working with you and Gina on completing your loan. Please let me know if you all have any questions as we move down the road. Please keep me in mind if I can...
read more
you had any questions or concerns, he was able to answer them and address your concerns with confidence always got a callback in a timely manner and had a very pleasant personality. I really enjoyed working with Pat.
Reply from Pat Callaghan
December 30th, 2025 04:54 PM
Thanks Stephen for taking the time to complete our survey. It was a pleasure working with you on your new home construction loan and getting to the finish line. Please let me know if you have any questions. Also, if you have any family or friends...
read more
Mr. Pat was very informative i had no questions after he covered everything from start to finish.
Reply from Pat Callaghan
November 17th, 2025 06:45 PM
Hi Cherie! Thanks for taking the time to complete our survey. It was a pleasure working with you on getting your new home loan completed. Please let me know if you have any questions now or in the future. I'm here to assist. We appreciate your...
read more
Great customer service and available to answer questions.
Reply from Pat Callaghan
October 6th, 2025 07:14 PM
Thank you Willie for taking the time to complete our survey. It was a pleasure working with you on getting your new home renovation loan to the finish line. Congratulations! Please let me know if you have questions. Also, keep me in mind if...
read more
I had the pleasure of working with Pat as my loan officer, and I couldn’t have asked for a better experience. He was professional, attentive, and always made sure I understood every step of the process. Pat took the time to answer all of my...
read more
Reply from Pat Callaghan
September 4th, 2025 05:41 PM
Thanks Andrew for taking the time to complete our survey. It was a pleasure working with you on your new home purchase and getting to the finish line. Please let me know if you have any questions as we move down the road.I'm glad to hear the...
read more
11–20 of 151
About
Pat Callaghan has been a mortgage professional for over 20 years. Providing clients with options to determine the best mortgage product that fits their individual needs. We make the process simple and take pride in getting your transaction completed.
My clients range from first time homebuyers to seasoned veterans. If you are in need of a new home purchase or a refinance mortgage: to lower your interest rate and or the term, or cash out for: bill consolidation, school tuition, home improvements, investments, or a combination of things, I look forward to the opportunity to serve you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 129310
Hobbies
- Foodie
- Sports
- Music
View All
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.