

Pat Callaghan
Mortgage Loan Originator | NMLS# 129310

Pat Callaghan has been a mortgage professional for over 20 years. Providing clients with options to determine the best mortgage product that fits their individual needs. We make the process simple and take pride in getting your transaction ... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Pat was an exceptional person to work with and always strived to get things accomplished!
Pat made the homebuying experience feel easy. I'm very grateful for him! Pat is worth his weight in gold!
Reply from Pat Callaghan
July 22nd, 2026 03:41 PM
Thanks Tristan! And, for taking the time to complete our survey. It was a pleasure working with you on your home purchase loan and getting to the finish line. Congratulations!!! Please let me know if you have any questions or concerns as we...
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Pat is an efficient and timely communicator. He lets you know excatley what he requires and will even call you not email, which verry rare in today's world and is appreciated by us.
Reply from Pat Callaghan
July 22nd, 2026 03:29 PM
Thanks Lee for taking the time to complete our survey. It was a pleasure working with you and Bob on completing your new home loan. Congratulations!!! Please let me know if you all have any questions or concerns as we move down the road. Also,...
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Pat was truly the highlight of our home-buying experience. He was always available and consistently provided accurate, up-to-date information whenever we had questions. From our very first conversation, his friendly and personable approach...
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Reply from Pat Callaghan
May 4th, 2026 03:02 PM
Thanks Tonya for taking the time to complete our survey. It was a pleasure working with you and Ryan getting to the finish line. Congratulations!! Please let me know if you all have any questions as we move down the road. Also, if you all or...
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great service
Reply from Pat Callaghan
March 10th, 2026 05:39 PM
thanks Colton for taking the time to complete our survey. It was great working with you all on getting your new home construction to the finish line. Please let me know if you all have any questions. Also, keep me in mind if we can help you...
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Easy and streamline process!
Reply from Pat Callaghan
March 2nd, 2026 06:02 PM
thanks Megan and Colton for taking the time to complete our survey. It was a pleasure working with you all on getting to the finish line. Congratulations!! Please let me know if you have any questions as we move down the road. Also, please...
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Mr. Pat always answered my calls. All transactions matched on paper that same as it was explained. I had zero issues and I highly recommend Pat for your banking needs.
Reply from Pat Callaghan
February 24th, 2026 04:36 PM
thanks Mr. Kev for taking the time to complete our survey and review. It was a pleasure working with you on your new home construction project and getting to the finish line. Congratulations!!!Please let me know if you have any questions as...
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Always responds promptly
Reply from Pat Callaghan
February 24th, 2026 04:55 PM
Thanks Drew (Maggie) for taking the time to complete our survey and response. It was a pleasure working with you. Sean Warner, our commercial lender and AES support will assist you all through the construction inspections and construction draws....
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I've worked with a lot of banks and Pat sets a standard that I wish other financial institutions would follow. He's always available, personable and takes the time to answer all of my questions and address all of my concerns. I have and will...
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Reply from Pat Callaghan
February 20th, 2026 06:28 PM
Thank's Mark for taking the time to complete our survey and your response. It was a pleasure working with you on your new home project and getting to the finish line. Congratulations!!! Please let me know if you have any questions as we move...
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Pat Callaghan was helpful. Great service had a lot of questions i didn't understand walk me through It got me a good loan. Appreciate all your hard work. definitely come see you if I need another loan.
Reply from Pat Callaghan
February 9th, 2026 04:31 PM
Thanks Jamal for taking the time to complete our survey. it was a pleasure working with you on completing your home loan. Please let me know if you have any questions or concerns as we move down the road. If any family or friends are looking...
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About
Pat Callaghan has been a mortgage professional for over 20 years. Providing clients with options to determine the best mortgage product that fits their individual needs. We make the process simple and take pride in getting your transaction completed.
My clients range from first time homebuyers to seasoned veterans. If you are in need of a new home purchase or a refinance mortgage: to lower your interest rate and or the term, or cash out for: bill consolidation, school tuition, home improvements, investments, or a combination of things, I look forward to the opportunity to serve you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 129310
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.