

Pat Callaghan
Mortgage Loan Originator | NMLS# 129310

Pat Callaghan has been a mortgage professional for over 20 years. Providing clients with options to determine the best mortgage product that fits their individual needs. We make the process simple and take pride in getting your transaction ... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Pat Callaghan was very helpful and at any time we had questions, if he did not know the answer Pat would get us an answer as soon as possible. Pat also was extremely patient and professional. Thank you Pat Callaghan.
Mr.Pat was super helpful and informative through my entire experience working with him. Communication with him was excellent and transparent, it was great to know I could call with any concerns and questions and he'd be there to help me though...
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Reply from Pat Callaghan
August 25th, 2026 06:12 PM
Thanks Rene for taking the time to complete our survey. it was a pleasure working with you on completing your new home loan. Congratulations!!! You did great. Please let me know if you have any questions or concerns as we move down the road....
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Very knowledgable and quick responces are what made my experience with Pat so great.
Reply from Pat Callaghan
August 25th, 2026 06:09 PM
Thanks Kristen for taking the time to complete our survey. It was a pleasure working with you and Cody on completing your transaction. Remember, when ya'll get to about 45 days from new home completion, we should start the modification process...
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Pat was an exceptional person to work with and always strived to get things accomplished!
Reply from Pat Callaghan
August 25th, 2026 06:01 PM
Thanks Troy for taking the time to complete our survey. It was a pleasure working with you on completing your transaction. Please let me know if you have any questions as we move down the road. Keep me in mind if I can help you or any family...
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Pat made the homebuying experience feel easy. I'm very grateful for him! Pat is worth his weight in gold!
Reply from Pat Callaghan
July 22nd, 2026 03:41 PM
Thanks Tristan! And, for taking the time to complete our survey. It was a pleasure working with you on your home purchase loan and getting to the finish line. Congratulations!!! Please let me know if you have any questions or concerns as we...
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Pat is an efficient and timely communicator. He lets you know excatley what he requires and will even call you not email, which verry rare in today's world and is appreciated by us.
Reply from Pat Callaghan
July 22nd, 2026 03:29 PM
Thanks Lee for taking the time to complete our survey. It was a pleasure working with you and Bob on completing your new home loan. Congratulations!!! Please let me know if you all have any questions or concerns as we move down the road. Also,...
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Pat was truly the highlight of our home-buying experience. He was always available and consistently provided accurate, up-to-date information whenever we had questions. From our very first conversation, his friendly and personable approach...
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Reply from Pat Callaghan
May 4th, 2026 03:02 PM
Thanks Tonya for taking the time to complete our survey. It was a pleasure working with you and Ryan getting to the finish line. Congratulations!! Please let me know if you all have any questions as we move down the road. Also, if you all or...
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great service
Reply from Pat Callaghan
March 10th, 2026 05:39 PM
thanks Colton for taking the time to complete our survey. It was great working with you all on getting your new home construction to the finish line. Please let me know if you all have any questions. Also, keep me in mind if we can help you...
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Easy and streamline process!
Reply from Pat Callaghan
March 2nd, 2026 06:02 PM
thanks Megan and Colton for taking the time to complete our survey. It was a pleasure working with you all on getting to the finish line. Congratulations!! Please let me know if you have any questions as we move down the road. Also, please...
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Mr. Pat always answered my calls. All transactions matched on paper that same as it was explained. I had zero issues and I highly recommend Pat for your banking needs.
Reply from Pat Callaghan
February 24th, 2026 04:36 PM
thanks Mr. Kev for taking the time to complete our survey and review. It was a pleasure working with you on your new home construction project and getting to the finish line. Congratulations!!!Please let me know if you have any questions as...
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About
Pat Callaghan has been a mortgage professional for over 20 years. Providing clients with options to determine the best mortgage product that fits their individual needs. We make the process simple and take pride in getting your transaction completed.
My clients range from first time homebuyers to seasoned veterans. If you are in need of a new home purchase or a refinance mortgage: to lower your interest rate and or the term, or cash out for: bill consolidation, school tuition, home improvements, investments, or a combination of things, I look forward to the opportunity to serve you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 129310
Hobbies
- Foodie
- Sports
- Music
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Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.