

Pat Baldwin
Sr. Mortgage Advisor | NMLS# 1063182

Pat is a mortgage loan originator licensed in RI, MA, and CT with over 10 years of experience and a Business degree from Bryant University. She focuses on making homebuying and refinancing clear, informed, and enjoyable. By reviewing credit... Show More
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Pat is absolutely phenomenal to work with! As a 1st time home buyer, I had a million questions every other day and she took time to answer them all and explain everything. She made what could have been a very overwhelming process very easy...
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Reply from Pat Baldwin
December 18th, 2023 03:02 PM
Thanks Nicole! It was a pleasure answering those questions!
Pat was very professional. Very patient and willing to answer all my questions. He treated me with a lot of regards. Will always go back to her for any loan and refinancing intent.
Reply from Pat Baldwin
December 18th, 2023 03:02 PM
Thanks Mary! So glad to help you get into that beautiful condo!
Pat was very on top of every step in the process
Reply from Pat Baldwin
December 18th, 2023 03:02 PM
Thanks Michaela! Wishing you the best with your new home!
We have known Pat for quite some time now and every opportunity we get to work together has been a rewarding experience. From our second mortgage, refinance and now our second home, Pat has been nothing but exemplary! My wife and I are extremely...
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Reply from Pat Baldwin
February 13th, 2024 06:23 PM
Thank you for always choosing me for your mortgage needs Jose! It’s always a pleasure working with you and Lisbeth! I look forward to the opportunity of working together again in the future. Thank you for the stellar rating!
Pat is exceptional, she went above and beyond to make sure I understood the process and what I needed to do at each step from beginning to end. I’ll recommend Pat to everyone I know. When it comes to the lending process nobody is more knowledgeable...
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Reply from Pat Baldwin
February 13th, 2024 06:25 PM
Thanks Mike! It was a pleasure guiding you through the mortgage process. Your recommendation means a lot to me. I look forward to continuing to serve your mortgage needs in the future!
Pat made my buying process close to effortless! She explained the process in a very clear and easy way to understand.
Reply from Pat Baldwin
February 13th, 2024 06:28 PM
Thank you very much, Shawn! I'm thrilled to hear your home buying process was seamless and that I was able to make it easy to understand for you. It was a pleasure to assist you with your purchase, and I hope you're settling into your new home!...
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Your guidance and all your hard work throughout this process was smooth and helpful.
Pat is amazing. She made the whole experience pleasant and easy. Pat is an asset to your team and is the reason I would recommend this company and personally use again for future needs. I cannot state enough how wonderful, kind and knowledgeable...
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Pat was just awesome to work with . She is someone who loves to educate/guide on anything financial related .
Pat and team was in constant contact with us, patient, and went above and beyond to help us with our unique situation.
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About
Pat is a mortgage loan originator licensed in RI, MA, and CT with over 10 years of experience and a Business degree from Bryant University. She focuses on making homebuying and refinancing clear, informed, and enjoyable. By reviewing credit, income, savings, and debt upfront, she helps clients understand their budget and monthly payments before they begin house hunting.
Known for her thorough pre-qualification process, Pat ensures deals reach closing without surprises. Her accounting background helps her guide self-employed clients and investors, and her experience as a landlord offers added insight. A former realtor, she values teamwork and education.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Non-QM
Reverse Loans
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1063182
Disclaimer
Province Mortgage Associates, Inc. NMLS #2861 | RI Licensed Mortgage Lender and Broker | MA Licensed Broker and Lender #MC2861, as a broker we arrange, but do not make loans | CT Licensed Mortgage Lender | NH Mortgage Banker NMLS ID #2861 | Florida Mortgage Lender MLD1449