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New American Funding - Oscar Reto - Branch Manager | NMLS # 505436 in Charlotte, NC
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New American Funding - Oscar Reto

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Branch Manager | NMLS # 505436

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During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My ... Show More
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Reviews from Web
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    Frank B
    Posted on May 10th, 2023 03:56 PM
    New American Funding - Oscar Reto has received a review with 5 star rating from Frank B
  • SFTP
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    Frank B
    Charlotte, NC
    Posted on May 10th, 2023 03:56 PM
    Excelente ⭐️⭐️⭐️⭐️⭐️
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    I'm thrilled to hear that your experience with us at New American Funding was a 5-star one, Frank! It was my pleasure to assist you with your purchase loan. Thank you for your 'excelente' review! We aim to provide the best service for our customers....
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    Carlos S
    Charlotte, NC
    Posted on May 5th, 2023 12:05 PM
    His experience and excellent service from his entire work group
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    I'm absolutely thrilled to hear you had a 5-star experience with us, Carlos! Ensuring a smooth loan purchasing process is always my team's goal at New American Funding. It's fantastic to know that our collective experience and service excellence...
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    Cyrus S
    Posted on May 3rd, 2023 04:25 PM
    New American Funding - Oscar Reto has received a review with 5 star rating from Cyrus S
  • SFTP
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    Cyrus S
    Hendersonville, NC
    Posted on May 3rd, 2023 04:24 PM
    Oscar and his team was great to work with.
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    Thank you for your feedback, Cyrus. I'm pleased to hear that you had a positive experience with me and my team at New American Funding. Our goal is to ensure a seamless purchase process for our clients. Your rating of 4 stars motivates us to...
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  • SFTP
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    David M
    Pfafftown, NC
    Posted on May 1st, 2023 01:37 AM
    Oscar and he's Team is Excellent!!!
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    I'm thrilled to hear that you had an excellent experience with my team and me, David! We strive to provide the best service for our customers at New American Funding, and your review confirms that we're doing just that. We're grateful for the...
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    Julio S
    Pfafftown, NC
    Posted on April 27th, 2023 10:08 PM
    Oscar is professional, caring and very knowledgeable. World class customer service.
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    I'm truly humbled by your review, Julio. I am delighted to know that you found my service professional and satisfying. At New American Funding, we always strive to provide our clients with the best possible service and knowledge. Your feedback...
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    ALAIN A
    Charlotte, NC
    Posted on April 23rd, 2023 05:50 PM
    Communication skills is the best
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    I am truly grateful for your kind words and the perfect rating, Alain. Communication is key in what we do at New American Funding, and I'm glad to hear that you appreciated it. Serving your loan purchase needs was a pleasure. Looking forward...
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    Jose V
    Salisbury, NC
    Posted on April 22nd, 2023 04:03 PM
    Oscar and his team were fast and efficient in responding back to us about any questions we had regarding our loan process especially being first time home buyers. We had a smooth closing! 10/10
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    I'm thrilled to hear about your positive experience, Jose! As a first-time homebuyer, it's incredibly important to have your questions answered promptly and clearly. I'm glad my team and I could assist in making the process less daunting. Thank...
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    Paula O
    Charlotte, NC
    Posted on April 20th, 2023 12:24 AM
    Great communication, and information was received in a timely manner
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    I'm truly delighted to hear about your positive experience, Paula! Your feedback is greatly appreciated. Ensuring clear communication and timely information delivery is indeed a top priority at New American Funding. Remember, I'm here to assist...
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    About
    During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My accounting background has allowed me to better understand the needs of Self-Employed borrowers with complex tax returns. Loan with NO SURPRISES is my objective. I understand it, and that is why I work very hard to keep everybody informed throughout the whole loan process. Specialties: Self- employed borrowers., Jumbo Loans, First Time Homebuyers , Investor Financing up to 10 properties, Bilingual Loan Officer (Spanish)
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    Purchase
    Refinance
    Conventional Loan
    VA Loan
    FHA Loan
    Reverse Mortgage
    Construction Loan
    View All
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    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 505436
    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing