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New American Funding - Oscar Reto - Branch Manager | NMLS # 505436 in Charlotte, NC
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New American Funding - Oscar Reto

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Branch Manager | NMLS # 505436

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During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My ... Show More
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Reviews from Web
  • SFTP
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    Hasty M
    Charlotte, NC
    Posted on August 17th, 2023 02:10 PM
    Oscar was very efficient and had excellent communication throughout the process!
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    Thanks so much Hasty. WE appreciate the positive feedback.
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    Australia D
    Lexington, NC
    Posted on August 6th, 2023 09:09 PM
    He was very knowledgeable, professional and very communicative, on time. My pleasure to work with him.
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    We love working with you Australia. Happy clients equals repeated business.
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    Negusse O
    Indian Trail, NC
    Posted on July 24th, 2023 03:30 PM
    Great team to work with
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    I truly appreciate your glowing review, Negusse! It's fantastic to know you found our team at New American Funding great to work with. We take pride in delivering quality service for all loan purposes, including purchases. Your 5-star rating...
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    Yolanda M
    Kings Mountain, NC
    Posted on July 9th, 2023 02:05 PM
    Always knowledgeable, responsive and professional
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    I'm sincerely grateful for your review, Yolanda. It's incredibly rewarding to hear such positive feedback and to know that my knowledge and professionalism have proven beneficial for your purchase. I strive to provide responsive and top-quality...
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    JACOB L
    Durham, NC
    Posted on June 26th, 2023 03:40 PM
    Oscar was prompt and thorough answering questions. We did not think closing would happen as scheduled, but Oscar made it happen, thereby saving us a significant amount of money in additional fees.
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    I'm truly grateful for your feedback, Jacob. It was my pleasure to provide you with prompt and thorough responses to your questions. Ensuring the successful and timely closing of your purchase was my top priority, and I'm glad we could avoid...
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  • SFTP
    A
    Anabell R
    Concord, NC
    Posted on June 23rd, 2023 02:19 PM
    We love Oscar and his Team! They were able to get our clients approved for $50k more than another company. They offered our client options to purchase her home that made sense to the buyer. Thank you Oscar and team!
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    I'm truly delighted to hear such positive feedback, Anabell. My team and I at New American Funding work very hard to exceed our clients' expectations and help them in the best possible way. I'm pleased to know that we could assist you in purchasing...
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    Magaly B
    Posted on June 22nd, 2023 12:00 AM
    Muy agradecido con Oscar y su equipo, fueron muy rápidos, me había comunicado con Diana y Oscar para que aprobaran mi préstamo. Me aprobaron para obtener más dinero agregando mi comisión y me dieron una tasa baja en comparación con todos los...
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    Edwin C
    Gastonia, NC
    Posted on June 21st, 2023 03:25 PM
    quick response at al time
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    I'm truly appreciative of your kind words and the outstanding rating, Edwin. I strive to provide timely and effective responses, so it's great to hear that this was reflected in your experience with New American Funding for your purchase loan....
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    Magaly B
    Posted on June 21st, 2023 03:02 PM
    (Translated by Google) I'm very grateful to Oscar and his team; they were very quick. I had contacted Diana and Oscar to get my loan approved. They approved me for a larger loan by adding my commission and gave me a low rate compared to everyone...
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  • SFTP
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    Magaly B
    Concord, NC
    Posted on June 21st, 2023 03:01 PM
    I wanted to thank oscar and Diana who helped me get my first loan as a new buyer for my house. it was very fast and professional. i hope that god bless them to keep on helping the community. - magaly blanco
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    I'm incredibly grateful for your kind words, Magaly. It was truly a pleasure assisting you with your first loan purchase. Diana and I are dedicated to offering fast and professional service to all our clients at New American Funding. Your feedback...
    read more
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    About
    During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My accounting background has allowed me to better understand the needs of Self-Employed borrowers with complex tax returns. Loan with NO SURPRISES is my objective. I understand it, and that is why I work very hard to keep everybody informed throughout the whole loan process. Specialties: Self- employed borrowers., Jumbo Loans, First Time Homebuyers , Investor Financing up to 10 properties, Bilingual Loan Officer (Spanish)
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    Purchase
    Refinance
    Conventional Loan
    VA Loan
    FHA Loan
    Reverse Mortgage
    Construction Loan
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    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 505436
    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing