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New American Funding - Oscar Reto - Branch Manager | NMLS # 505436 in Charlotte, NC
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New American Funding - Oscar Reto

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Branch Manager | NMLS # 505436

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During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My ... Show More
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Reviews from Web
  • SFTP
    K
    Kimping D
    Statesville, NC
    Posted on October 30th, 2023 02:22 PM
    Great they treat me as a family member
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    Thank you for your time to submit a review. New American Funding loves to hear our customers enjoy what we do. Please let us know if we can be of further assistance.
  • SFTP
    S
    Susana S
    Charlotte, NC
    Posted on October 21st, 2023 05:15 PM
    Fui la alumna que se aplico despues de 2 años de intentarlo. La Guia del señor reto me ayudo a prepararme con mas eficacia
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    Nos da mucha alegria que usted haya logrado su sueño y que nosotros hayamos sido participe de su logro. Miles de bendiciones y que sigan los exitos.
  • Encompass
    M
    Mauricio T
    Charlotte, NC
    Posted on October 12th, 2023 05:37 PM
    It was a pleasure working with Oscar
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    Thanks so much Mauricio. The pleasure was ours. Thank you for your professionalism and integrity.
  • Encompass
    N
    Nancy O F
    Charlotte, NC
    Posted on October 9th, 2023 02:50 PM
    Excelente mejor no podría tratarme el y su jente
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    We are happy you had a great experience with New American Funding. Please keep us in mind for any further home financing needs.
  • Encompass
    K
    Kevin B
    Enfield, NC
    Posted on October 9th, 2023 12:07 PM
    Good communication
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    Thanks so much Kevin. Congratulations!!!
  • Encompass
    T
    Tracy B J
    Gastonia, NC
    Posted on October 7th, 2023 01:33 PM
    The process seemed to work flawlessly and We made it to closing which is wonderful. 👋
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    Thanks Tracy. We always love a smooth closing.
  • Encompass
    Y
    Yeison N M
    Benson, NC
    Posted on October 7th, 2023 12:11 AM
    They made it easier then what was expected. I had a good experience.
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    Yeison congratulations on the purchase of your beautiful home. Best wishes to you and your family.
  • Encompass
    C
    Carlos J C
    Shelby, NC
    Posted on October 5th, 2023 10:19 PM
    The process started fast,we hit a snag,but Oscar and his team got us right back going.
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    Thanks Carlos. We are happy everything worked out and you are in your new house now. Congratulations.
  • Encompass
    M
    Maria G V
    Charlotte, NC
    Posted on October 3rd, 2023 02:29 PM
    OSCAR RETO IS GREAT 👍
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    Thanks so much Maria. It was a pleasure working with you.
  • Encompass
    B
    Brenda E D
    Fort Mill, SC
    Posted on October 2nd, 2023 02:04 PM
    La amabilidad, la guía en el proceso , el profesionalismo del personal. Procesos claros .
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    Thanks so much Brenda. We are al so happy for you. Congratulations.
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    About
    During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My accounting background has allowed me to better understand the needs of Self-Employed borrowers with complex tax returns. Loan with NO SURPRISES is my objective. I understand it, and that is why I work very hard to keep everybody informed throughout the whole loan process. Specialties: Self- employed borrowers., Jumbo Loans, First Time Homebuyers , Investor Financing up to 10 properties, Bilingual Loan Officer (Spanish)
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    Purchase
    Refinance
    Conventional Loan
    VA Loan
    FHA Loan
    Reverse Mortgage
    Construction Loan
    View All
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    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 505436
    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing