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New American Funding - Oscar Reto - Branch Manager | NMLS # 505436 in Charlotte, NC
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New American Funding - Oscar Reto

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Branch Manager | NMLS # 505436

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During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My ... Show More
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Reviews from Web
  • Encompass
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    Julio C A
    Matthews, NC
    Posted on March 3rd, 2024 07:29 PM
    Communication and execution. However, I don’t know who Jody is. That’s why I gave a rating of poor.
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    Thank you for sharing your experience you had with New American Funding. Customer satisfaction is our main priority and your feedback is greatly appreciated.
  • Encompass
    R
    Rosa I H
    Statesville, NC
    Posted on March 1st, 2024 03:25 PM
    Gracias por su ayuda
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    We are happy you had a great experience with New American Funding. Please keep us in mind for any further home financing needs.
  • Encompass
    S
    Susy E
    Charlotte, NC
    Posted on February 29th, 2024 12:25 PM
    Oscar & his team are ALWAYS on top of everything.
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    I'm deeply appreciative of your kind words and stellar rating, Susy. My team and I at New American Funding take pride in being proactive and efficient in all our endeavors. Your satisfaction is our top priority, and we're glad to know we've...
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  • Encompass
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    Nancy B
    Charlotte, NC
    Posted on February 28th, 2024 07:46 PM
    My only disappointment was that neither the agent, the lender or the paralegal let me the listing agent know that they had moved up closing.
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    Thank you for your valuable feedback, Nancy. I apologize for any misunderstanding that may have occurred regarding the closing schedule. I understand the importance of clear communication and I will ensure to improve on this. Your satisfaction...
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    A
    Andrea P
    Posted on February 22nd, 2024 03:06 PM
    I loved working with Oscar and his team! Very communicative and were very helpful with my closing! Bi-lingual team that cares about your best interest!
    Reply from Owner
    February 24th, 2025 09:19 PM
    Thank you so much for your kind review, Andrea! I'm thrilled to hear that you had a positive experience with our bi-lingual team at New American Funding. Communication is key in our line of work, and we're glad to have been able to assist in...
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  • Encompass
    A
    Andrea M P
    Gastonia, NC
    Posted on February 22nd, 2024 03:05 PM
    Loved how communicative and how helpful this team was with my closing! Everyone was so kind and explained things very thoroughly, and I would definitely recommend this lender/team to anyone I know!!
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    We appreciate your kind words and for taking the time to write a review. Please let us know if we can be of further assistance to you.
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    V
    Victor H
    Posted on February 5th, 2024 11:29 PM
    New American Funding - Oscar Reto has received a review with 5 star rating from Victor H
  • Encompass
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    Victor H
    Brevard, NC
    Posted on February 5th, 2024 11:29 PM
    Quick response y always helpful!
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    Muchas gracias Victor. Los mejores deseos en su casa.
  • Encompass
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    Susan P D
    Charlotte, NC
    Posted on February 3rd, 2024 06:49 PM
    The process was really fast and the processor was really knowledgeable and available at all times, great experience. The complete process from application to the final closing disclosure was very pleasant and fast.
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    Thanks so much for the positive feedback Susan. We are so glad everything was smooth.
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    Karen B
    Rock Hill, SC
    Posted on February 1st, 2024 06:13 PM
    Oscar is the best!!!
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    Thanks so much Karen. It is always a pleasure working with you.
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    About
    During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My accounting background has allowed me to better understand the needs of Self-Employed borrowers with complex tax returns. Loan with NO SURPRISES is my objective. I understand it, and that is why I work very hard to keep everybody informed throughout the whole loan process. Specialties: Self- employed borrowers., Jumbo Loans, First Time Homebuyers , Investor Financing up to 10 properties, Bilingual Loan Officer (Spanish)
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    Purchase
    Refinance
    Conventional Loan
    VA Loan
    FHA Loan
    Reverse Mortgage
    Construction Loan
    View All
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    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 505436
    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing