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New American Funding - Oscar Reto - Branch Manager | NMLS # 505436 in Charlotte, NC
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New American Funding - Oscar Reto

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Branch Manager | NMLS # 505436

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During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My ... Show More
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  • Encompass
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    Jose J V
    Charlotte, NC
    Posted on April 13th, 2024 02:31 AM
    Everything
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    I'm truly appreciative of your positive feedback, Jose. So glad to hear that your experience with New American Funding was satisfactory. It's always my goal to provide top-notch service. Thank you for giving a 5-star rating. Looking forward...
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  • Encompass
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    Soledad S
    Charlotte, NC
    Posted on April 12th, 2024 02:51 PM
    Excelente son muy profesionales
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    I'm sincerely grateful for your kind words, Soledad. It's heartening to hear that you found our services at New American Funding to be excellent and professional. We strive to provide the best for our clients and your 5 star rating is testament...
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    Luis X R
    Gastonia, NC
    Posted on April 11th, 2024 05:37 PM
    very good communication and service 👍
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    I'm incredibly grateful for your positive feedback, Luis! It's fantastic to hear that you found the communication and service satisfactory. At New American Funding, we always strive to provide outstanding service to our customers. Thank you...
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    Luis R
    Posted on April 11th, 2024 04:43 PM
    (Translated by Google) A very good experience, fast, efficient, and best of all, they make you feel like part of their family. A big hug and many thanks to Oscar Reto and the entire New American Funding team.(Original)Muy buena experiencia,...
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    Fred S
    Posted on April 6th, 2024 03:58 PM
    Great experience. Super friendly, responsive and attentive service! Quick approval and smooth process. Thank you to Oscar and team!
    Reply from Owner
    February 24th, 2025 09:19 PM
    I'm absolutely thrilled to hear about your positive experience with us, Fred. Your kind words truly appreciate the hard work our team puts in. We strive for quick approvals and smooth processes, and it's great to know we hit the mark with you....
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  • Encompass
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    Frederick W S
    Matthews, NC
    Posted on April 6th, 2024 03:56 PM
    Oscar and team are attentive, responsive, friendly and knowledgeable. The process was super smooth with no bumps at all. I’ve bought and sold ten homes and this was the smoothest I’ve experienced!
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    I'm genuinely thrilled to hear about your smooth experience, Fred. As a team, we strive to ensure a smooth, responsive, and knowledgeable approach to the whole process. It's an honor to hear that our efforts played a part in your positive experience....
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  • Encompass
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    Sergio M
    Gastonia, NC
    Posted on April 1st, 2024 09:33 PM
    Muy bien excelente trabajo muchas grasias por todo lo que isieron por nosotros muy efectivos y profesionales señor Oscar reto y su asistente muchas grasias nuevamente
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    Muchas gracias por tus amables palabras, Sergio. Realmente apreciamos que te hayas tomado el tiempo para compartir tu experiencia con nosotros en New American Funding. Nos alegra saber que estás satisfecho con nuestro trabajo y siempre estamos...
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    Juana L
    Candler, NC
    Posted on April 1st, 2024 07:25 PM
    Muy buena muchas grasias
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    I appreciate your kind words and the five-star rating, Juana. I'm glad to hear that you had a positive experience with us at New American Funding. I'm here for any future financial needs you might have. Thank you once again!
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    Marvin A
    Posted on March 24th, 2024 12:58 AM
    New American Funding - Oscar Reto has received a review with 5 star rating from Marvin A
  • Encompass
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    Marvin A A
    Charlotte, NC
    Posted on March 24th, 2024 12:55 AM
    Great great job thank you all
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    We are happy you had a great experience with New American Funding. Please keep us in mind for any further home financing needs.
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    About
    During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My accounting background has allowed me to better understand the needs of Self-Employed borrowers with complex tax returns. Loan with NO SURPRISES is my objective. I understand it, and that is why I work very hard to keep everybody informed throughout the whole loan process. Specialties: Self- employed borrowers., Jumbo Loans, First Time Homebuyers , Investor Financing up to 10 properties, Bilingual Loan Officer (Spanish)
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    Purchase
    Refinance
    Conventional Loan
    VA Loan
    FHA Loan
    Reverse Mortgage
    Construction Loan
    View All
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    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 505436
    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing