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New American Funding - Oscar Reto - Branch Manager | NMLS # 505436 in Charlotte, NC
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New American Funding - Oscar Reto

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Branch Manager | NMLS # 505436

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During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My ... Show More
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Reviews from Web
  • Encompass
    M
    Milagros C B
    Indian Land, SC
    Posted on September 8th, 2024 08:37 PM
    The service was top notch! I didn’t know what to expect! I will recommend Oscar to all my friends!
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    I'm thrilled to hear that you had a great experience with us at New American Funding, Milagros! Your recommendation means a lot to me. It was a pleasure working with you and I'm here to assist you anytime in the future.
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    Lucia M J
    Charlotte, NC
    Posted on September 3rd, 2024 03:54 PM
    Excellent customer service, communication, availability. Outstanding experience.
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    I'm thrilled to hear that you had a great experience with us at New American Funding, Milagros! Your recommendation means a lot to me. It was a pleasure working with you and I'm here to assist you anytime in the future.
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    L
    Liliana B
    Midland, NC
    Posted on August 28th, 2024 08:44 PM
    Good communication, everything was done in a timely manner.
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    I'm truly pleased to hear about your positive experience, Liliana! Ensuring everything is done in a timely manner and maintaining clear communication are our top priorities at New American Funding. Your 5-star rating means a lot to us. Thank...
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  • Encompass
    C
    CHRISTINE A R
    Charlotte, NC
    Posted on August 28th, 2024 03:03 PM
    Organization Knowledgeable Seamless
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    I'm genuinely happy to hear about your positive experience, Christine. Your feedback is truly appreciated. I'm glad that my knowledge and the seamless process of New American Funding met your expectations. I strive to provide the best service...
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  • Encompass
    O
    OSCAR E C
    Gastonia, NC
    Posted on August 24th, 2024 12:53 AM
    Great very professional
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    I'm thrilled to hear that you had a five-star experience with us at New American Funding. Your feedback is greatly appreciated and I'm glad to hear that you found my services professional. I strive to provide the best for my customers. Thank...
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  • Encompass
    J
    John D K
    Charlotte, NC
    Posted on August 12th, 2024 03:42 PM
    The entire process
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    We are happy you had a great experience with New American Funding. Please keep us in mind for any further home financing needs.
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    Juan E F
    Lincolnton, NC
    Posted on August 10th, 2024 02:11 PM
    It was a trustworthy process thanks to Oscar and his team. We are thankful for the results
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    I'm extremely pleased to hear your positive comments, Juan! It was a pleasure assisting you and ensuring the process was trustworthy. Our team here at New American Funding always strives to deliver the best results. We appreciate your 5-star...
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  • Encompass
    R
    Richard W R
    Bolivia, NC
    Posted on August 8th, 2024 09:30 PM
    Excellent service and great personality
    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    Thank you so much, Richard, for your glowing review and perfect rating! I'm thrilled to hear you found my service excellent and appreciated my personal approach. It was a pleasure working with you at New American Funding. If you ever need any...
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    JEANETTE S
    Posted on August 7th, 2024 02:10 PM
    New American Funding - Oscar Reto has received a review with 5 star rating from JEANETTE S
    Reply from Owner
    May 19th, 2025 01:09 PM
    We are thrilled to receive your 5-star rating, Jeanette. Thank you for choosing New American Funding and for your kind words about Oscar Reto. Your satisfaction is our top priority, and we are glad to have met your expectations. If there's...
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  • Encompass
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    Jeanette S
    Bolivia, NC
    Posted on August 7th, 2024 02:09 PM
    Oscar was great and his entire team. We had a closing with numerous delays at no fault to the buyer or lender and Oscar and his team were going above and beyond to get us closed on time! Oscar was always available by text, phone or email! Great...
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    Reply from New American Funding - Oscar Reto
    July 15th, 2025 10:51 PM
    It's fantastic to hear that your experience with our team at New American Funding was positive and that we could help make the closing process as stress-free as possible, Jeanette. I'm glad my availability and communication met your expectations....
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    About
    During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My accounting background has allowed me to better understand the needs of Self-Employed borrowers with complex tax returns. Loan with NO SURPRISES is my objective. I understand it, and that is why I work very hard to keep everybody informed throughout the whole loan process. Specialties: Self- employed borrowers., Jumbo Loans, First Time Homebuyers , Investor Financing up to 10 properties, Bilingual Loan Officer (Spanish)
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    Purchase
    Refinance
    Conventional Loan
    VA Loan
    FHA Loan
    Reverse Mortgage
    Construction Loan
    View All
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    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 505436
    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing