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New American Funding - Oscar Reto - Branch Manager | NMLS # 505436 in Charlotte, NC
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New American Funding - Oscar Reto

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Branch Manager | NMLS # 505436

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During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My ... Show More
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  • Encompass
    H
    Humberto C
    Asheville, NC
    Posted on September 6th, 2025 12:52 PM
    They did everything great
    Reply from Oscar Reto
    September 16th, 2025 12:53 PM
    Thank you for your time to submit a review. New American Funding loves to hear our customers enjoy what we do. Please let us know if we can be of further assistance.
  • Encompass
    U
    ULISES C
    Newton, NC
    Posted on September 2nd, 2025 06:10 PM
    It was quick
    Reply from Oscar Reto
    September 12th, 2025 06:12 PM
    Thank you for your time to leave a review regarding your experience with New American Funding. Should you require any further assistance or information, please let us know.
  • Encompass
    Y
    Yordeylanyoli R
    Charlotte, NC
    Posted on August 28th, 2025 11:23 AM
    Oscar is always attentive and knowledgeable, making the transaction smooth and successful. Thank you, Oscar.
    Reply from Oscar Reto
    January 25th, 2026 11:40 PM
    I'm glad to hear that you found the transaction smooth and successful, Yordeylanyoli. It's always my aim to bring attentiveness and knowledge to every client's experience. Thank you for your kind words.
  • Encompass
    J
    Jose S B
    Concord, NC
    Posted on August 21st, 2025 05:33 PM
    Great service!!
    Reply from Oscar Reto
    August 31st, 2025 05:35 PM
    We appreciate your kind words and for taking the time to write a review. Please let us know if we can be of further assistance to you.
  • google
    M
    Mariela M R
    Posted on July 29th, 2025 05:18 PM
    The best
    Reply from Owner
    January 25th, 2026 11:41 PM
    Thank you for your concise feedback, Mariela. Your appreciation means a lot to me. If there's anything more you'd like to share about your experience, I'm here to listen.
  • Encompass
    M
    Mariela M
    Mooresville, NC
    Posted on July 29th, 2025 05:18 PM
    very responsive
    Reply from Oscar Reto
    January 25th, 2026 11:42 PM
    Mariela, thank you for sharing your brief but positive feedback. I'm glad to hear that responsiveness was a key part of your experience. If there's anything else you'd like to discuss or any further assistance you need, feel free to reach out....
    read more
  • Encompass
    N
    Nelson J F
    Fort Mill, SC
    Posted on July 19th, 2025 02:56 PM
    En general fue una buena experiencia solo habría cambiado algunas cosas como al principio no hubiera corrido el crédito sin previo aviso y en el transcurso del proceso algunos temas de comunicación sin embargo estoy muy agradecida porque el...
    read more
    Reply from Oscar Reto
    July 29th, 2025 02:56 PM
    Thank you for sharing your experience you had with New American Funding. Customer satisfaction is our main priority and your feedback is greatly appreciated.
  • Encompass
    S
    Sandra M V
    Charlotte, NC
    Posted on July 19th, 2025 02:08 PM
    He was very attentive throughout the entire process
    Reply from Oscar Reto
    July 29th, 2025 02:09 PM
    We appreciate your kind words and for taking the time to write a review. Please let us know if we can be of further assistance to you.
  • Encompass
    J
    JOSE C C
    Indian Trail, NC
    Posted on July 16th, 2025 11:12 PM
    The process was easy and simple thanks to the guidance that the whole team offered us
    Reply from Oscar Reto
    July 26th, 2025 11:13 PM
    We appreciate your feedback and look forward to sharing your feedback with our management team. We look forward to making your experience even better in the future.
  • Encompass
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    Raul G
    Charlotte, NC
    Posted on July 1st, 2025 12:58 PM
    Working with Oscar Reto was an outstanding experience. His professionalism, clear communication, and deep knowledge made the entire mortgage process smooth and stress‑free. Oscar went above and beyond to address our needs—he's genuinely committed...
    read more
    Reply from New American Funding - Oscar Reto
    January 25th, 2026 11:41 PM
    Raul, I truly appreciate your feedback. I'm glad to hear that my approach to professionalism and communication added ease to the mortgage process for you. It means a lot to me that you felt your needs were thoroughly addressed. Thank you for...
    read more
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    About
    During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My accounting background has allowed me to better understand the needs of Self-Employed borrowers with complex tax returns. Loan with NO SURPRISES is my objective. I understand it, and that is why I work very hard to keep everybody informed throughout the whole loan process. Specialties: Self- employed borrowers., Jumbo Loans, First Time Homebuyers , Investor Financing up to 10 properties, Bilingual Loan Officer (Spanish)
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    Purchase
    Refinance
    Conventional Loan
    VA Loan
    FHA Loan
    Reverse Mortgage
    Construction Loan
    View All
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    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 505436
    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing