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New American Funding - Oscar Reto - Branch Manager | NMLS # 505436 in Charlotte, NC
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New American Funding - Oscar Reto

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Branch Manager | NMLS # 505436

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During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My ... Show More
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  • Encompass
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    Berta A D
    Wingate, NC
    Posted on October 10th, 2025 02:36 AM
    The speed of the process and good
    Reply from Oscar Reto
    October 20th, 2025 06:52 PM
    We appreciate your feedback and look forward to sharing your feedback with our management team. We look forward to making your experience even better in the future.
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    Jacqueline P
    Posted on October 7th, 2025 02:04 PM
    New American Funding - Oscar Reto has received a review with 5 star rating from Jacqueline P
    Reply from Owner
    December 22nd, 2025 01:29 PM
    I'm glad to know that your experience with me and New American Funding was smooth and straightforward. It's important to me that the process feels clear and manageable for you, even during the more complicated stages. Your comments on feeling...
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  • Encompass
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    Jacqueline P
    Charlotte, NC
    Posted on October 7th, 2025 02:03 PM
    Amazing service, from beginning to end . made the overall process verg smooth and easy!
    Reply from Oscar Reto
    October 17th, 2025 02:04 PM
    Thank you for your time to submit a review. New American Funding loves to hear our customers enjoy what we do. Please let us know if we can be of further assistance.
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    Jeanetta C
    Posted on October 4th, 2025 03:18 PM
    We were able to get in contact with them right away and helped us through the entire process! Thank you
    Reply from Owner
    December 22nd, 2025 01:30 PM
    I appreciate your feedback, Jeanetta. I'm glad to hear that we made it easy for you to get in touch and were able to assist you throughout the entire process. Thank you for choosing New American Funding for your needs.
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    Jeanetta C
    Wilkesboro, NC
    Posted on October 4th, 2025 03:18 PM
    They were able to get in contact with them right away and helped us through the entire process.
    Reply from New American Funding - Oscar Reto
    December 22nd, 2025 01:31 PM
    I'm glad to hear that you were able to reach out easily and felt assisted throughout the entire process. Ensuring a smooth experience is important to me, and I appreciate your feedback. Thank you for choosing to work with me.
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    B
    Betsabeth N
    Posted on October 2nd, 2025 12:18 AM
    Stress free
    Reply from Owner
    December 22nd, 2025 01:32 PM
    Thank you for your feedback. I'm glad to hear that the experience was stress-free for you. If there's anything else I can assist with, please feel free to reach out.
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    Rosa E C
    Charlotte, NC
    Posted on October 2nd, 2025 12:18 AM
    Quickly response to my questions
    Reply from Oscar Reto
    October 13th, 2025 08:51 PM
    We appreciate your kind words and for taking the time to write a review. Please let us know if we can be of further assistance to you.
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    E
    Elena M
    Charlotte, NC
    Posted on October 1st, 2025 10:35 AM
    Oscar is always efficient in communication and give the client a good experience with customer service .
    Reply from New American Funding - Oscar Reto
    December 22nd, 2025 01:33 PM
    I appreciate your feedback on my communication and customer service. Providing a positive experience is always my goal, and I'm glad to hear that I could be of assistance. Thank you for sharing your thoughts.
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    Vanessa A
    Posted on September 29th, 2025 02:38 PM
    New American Funding - Oscar Reto has received a review with 5 star rating from Vanessa A
    Reply from Owner
    December 22nd, 2025 01:33 PM
    Thank you for the perfect rating, Vanessa. Your support is greatly appreciated.
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    Vanessa A
    Greensboro, NC
    Posted on September 29th, 2025 02:38 PM
    Professionalism, Effectiveness and Great Costumer Service
    Reply from New American Funding - Oscar Reto
    December 22nd, 2025 01:33 PM
    I appreciate your feedback and am glad to hear that you valued the professionalism and customer service during your experience with me at New American Funding. It’s important to me to ensure that each client feels supported and informed. Thank...
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    About
    During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My accounting background has allowed me to better understand the needs of Self-Employed borrowers with complex tax returns. Loan with NO SURPRISES is my objective. I understand it, and that is why I work very hard to keep everybody informed throughout the whole loan process. Specialties: Self- employed borrowers., Jumbo Loans, First Time Homebuyers , Investor Financing up to 10 properties, Bilingual Loan Officer (Spanish)
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    Purchase
    Refinance
    Conventional Loan
    VA Loan
    FHA Loan
    Reverse Mortgage
    Construction Loan
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    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 505436
    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing