

YES - Knoxville, TN
Knoxville, TN

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
Adam Shelton has received a review with 5 star rating from Conner R
Reply from Owner
May 29th, 2026 05:55 PM
Thanks, Conner!
Beckey was wonderful and very helpful throughout the process!
Reply from Beckey Ramps
April 6th, 2026 07:37 PM
I'm glad to hear that you found my support helpful throughout the process, Conner. If there's anything more I can assist you with, feel free to reach out!
Very efficient
Reply from Adam O'Neal Shelton
April 3rd, 2026 05:52 PM
Kevin, I appreciate your kind words. I'm glad to know you found the service efficient. If there's anything else I can do for you in the future, please don't hesitate to reach out.
Cassie was very attentive and quick to respond when I had questions regarding my loan or the home buying process in general.
Reply from Cassie Johnson
April 10th, 2026 08:24 PM
Thank you Trevor, it was a pleasure working with you!
Ruth was professional, organized, friendly and supportive during our closing. She made it as easy as possible and answered all of our questions. We felt like we made a friend in the process!
Reply from Ruth Dudley
April 3rd, 2026 04:11 PM
Danene, I'm pleased to hear that the closing process was smooth and that my support and organization made a difference for you. Building that sense of connection is incredibly rewarding. If you have any more questions or need assistance in...
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Very friendly and very helpful
Reply from Beckey Ramps
April 1st, 2026 02:18 PM
I'm pleased to hear that you found my assistance friendly and helpful, Michelle. If you have any further questions or need help, feel free to reach out at any time.
Ruth herself!!! She's kind and pleasant to work with. The process was clear.
Reply from Ruth Dudley
March 31st, 2026 06:18 PM
Alyssa, I appreciate your positive review. It's great to know that you found the process clear and enjoyed working with me. If there's anything else I can do for you, please feel free to reach out.
Ruth was extremely informative, attentive, and she covered all the bases when it came to our options. Not only did she respond promptly, but responded after hours and on weekends if we ever had any questions or concerns. Would highly recommend!...
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Reply from Ruth Dudley
March 31st, 2026 06:42 PM
I appreciate your kind words, Jessica. It's important to me that you felt well-informed and supported throughout the process. I'm glad my availability and responsiveness were helpful to you. Thank you for recommending my services. If you have...
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Everything
Reply from Beckey Ramps
March 24th, 2026 12:44 PM
Thank you Bill! :)
Rayma is the best!! She explained everything to us step by step, responded to us immediately, very nice and outgoing. I will definitely refer my friends and family to her when they are ready to purchase a home . very easy and pleasant to work...
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Reply from Rayma McGehee
March 31st, 2026 01:26 PM
It's wonderful to hear that you found the experience easy and pleasant, James. Taking the time to explain everything step by step and remaining responsive is something I prioritize. I'm grateful for your kind words and appreciate your willingness...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.