
Winter Haven, FL
Winter Haven, FL

Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
David and his team were great to work with. We worked together over a year before we found and finally closed on our home. Communication was excellent throughout the entire process. Wouldn’t have been possible without them.
My sincere gratitude for all the hard work and dedication Mr. Roland and Team at Element Home Loans put forth in securing my loan. Mr. Roland Professionalism, patience, and commitment made this process easy. Thanks again Mr. Roland for being...
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He put in a lot of hard work for us and we greatly appreciate it. He was always super friendly through the whole process and he didn't give up on us.
Great experience Dave worked endlessly on getting me my home loan funded now I am a home owner like I’ve always dreamed of.
It wasn't eas,but we made it
Working with Roland was such a positive experience. He was always positive always helpful and had a plethora of information to share. I enjoyed working with him and would definitely refer him to friends and family.
The communication was supper
The explanation was perfect
We had tried to get the mortgage from another lender, however, they were not able to work with us and approve the loan. After we started to work with David, he gave us the desire to continue to seek the loan. He and his team were able to complete...
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We had tried to get the mortgage from another lender, however, they were not able to work with us and approve the loan. After we started to work with David, he gave us the desire to continue to seek the loan. He and his team were able to complete...
read more
Simple and smooth. Dave was always there when I dialed his number.
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.