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Winter Haven in Winter Haven, FL

Winter Haven, FL

Winter Haven, FL
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Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
  • J
    Julliana M
    Posted on September 4th, 2026 05:14 PM
    Roland Victor at Element Home Loans has received a review with 5 star rating from Julliana M
  • M
    MARIE J E
    Jacksonville, FL
    Posted on September 4th, 2026 05:14 PM
    Yes sir I have a good experience for
  • W
    Wesner P
    Port Saint Lucie, FL
    Posted on August 4th, 2026 09:43 AM
    I can't honestly say I've had the opportunity to speak directly with the loan officer because everything was handled through my wife. However, from everything I've overheard and experienced throughout the process, the communication and professionalism...
    read more
  • W
    Wes P
    Posted on August 4th, 2026 09:37 AM
    I can't honestly say I've had the opportunity to speak directly with the loan officer because everything was handled through my wife. However, from everything I've overheard and experienced throughout the process, the communication and professionalism...
    read more
  • J
    Janiva P
    Posted on August 3rd, 2026 05:18 PM
    Great experience, just know that you’re in good hands if you’re dealing with Mr. Roland Victor.
  • J
    Janiva B
    Posted on July 31st, 2026 12:43 PM
    Overall, I had a great experience with Element Home Loans. Mr. Roland Victor went above and beyond throughout the entire process. He took the time to break down every detail and explained everything a first-time homebuyer needs to know to avoid...
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  • J
    Janiva P
    Port Saint Lucie, FL
    Posted on July 31st, 2026 12:36 PM
    I had an excellent experience with Element Home Loans. My loan officer was referred to me by a trusted friend, and he truly exceeded my expectations.He was kind, knowledgeable, and always willing to answer my questions. He went above and beyond...
    read more
  • D
    Doris D L T
    Posted on July 13th, 2026 04:33 PM
    Roland Victor at Element Home Loans has received a review with 5 star rating from Doris D L T
  • D
    Doris D
    Douglasville, GA
    Posted on July 13th, 2026 04:33 PM
    I have my house thanks to Roland and company, Feith and primary Jehova. Thanks for everything.
  • D
    DG
    Posted on July 8th, 2026 01:09 PM
    Roland Victor at Element Home Loans has received a review with 5 star rating from DG
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    About
    Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.” Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.