
Winter Haven, Winter Haven, FL
Winter Haven, FL

Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I have my house thanks to Roland and company, Feith and primary Jehova. Thanks for everything.
I would only say this, Roland will definitely be a lifetime Loan Officer. The experience with him and his team was sincerely the best experience that I've had within my home buying tenure. Out of three experiences this definitely ra
Reply from Roland Victor | Loan Officer | Elem...
July 13th, 2026 04:09 PM
Hey Devin,Thank you so much for your kind words! It truly means a lot to hear that your experience with me and my team was the best you’ve had during your home buying journey. Helping clients through such an important milestone is something...
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Roland is great at communication and was able to get my client approved for much more than another lender. I also like how Roland was the point of contact throughout the process. Most lenders start with one person and then pass off the client...
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Roland is a very respectful men.
Roland always does a great job. This is my second time working with him and he does a great job. He goes more than beyond and always looking up for me on was best and always giving me ideas on how we can do it. Better. It's just amazing working...
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Reply from Roland Victor | Loan Officer | Elem...
June 24th, 2026 12:57 PM
Thank you so much for your kind words and for trusting me again with your home purchase! It truly means a lot that you chose to work with me a second time. I’m always committed to looking out for your best interests and helping find the best...
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It was a good experience.
David is awesome and we knew exactly what to expect and how the next step would go the entire process.We closed on time and David was there to make sure and protect our interest.I highly recommend his services and professionalism he looks after...
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Great experience
It's was a good experience to work with you and your team.
It was great. They will do what they have to get you under contract and thereafter.
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.