Winter Haven, FL
Winter Haven, FL
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
It was great. They will do what they have to get you under contract and thereafter.
Friendly and explained the process thoroughly. Would use this company agai. Thanks!
Reply from Roland Victor | Loan Officer | Elem...
January 29th, 2026 02:44 PM
Hi Sharon,
I am so happy for you and thank you for giving me the opportunity to work with you. May you enjoy unending peace in your lovely home.
The support we received from Mr. Victor was top tier. A very emotional journey as 1st time home buyers but we are so grateful and blessed!!! Thank you!!!
Good job, challenging too
I can't Thiank Roland enough for going through a process that could have been stressful but due to his knowledge and patience. I am today a homeowner because of Roland. He and his family in prayers. I urge everyone to give him a try!!! He is...
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Reply from Roland Victor | Loan Officer | Elem...
August 26th, 2025 03:03 PM
Thank you so much, Nadege, for such kind words. I am happy that I was part of the homebuying process and that we made it to the finish line. May the Lord bless your home environment and cause you to have peace and prosperity.
Great experience
Roland takes pride in his work and is the best officer to work with. This would be our second experience working with him and as expected, he exceeded our expectations. He truly puts his heart into all he does and cares about his clients. He...
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I had a truly outstanding experience working with Element Home Loans. From start to finish, the process was smooth, transparent, and efficient. My loan originator (Mr Roland Victor) was incredibly knowledgeable, responsive, and patient—taking...
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Was apprehensive about selling due to past experiences, but working with Roland and Element made the process smooth.
for
Winter Haven
David is very professional and knows what he is doing. Very easy to get along with, and will Not give you false information unlike some others out there. When other banks said No, he and his team worked to make it happen. I give them a solid...
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.