Winter Haven, FL
Winter Haven, FL
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
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closed
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
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Reviews from Web
Roland made us feel like family and treated us with the kindness and respect that you don't find often enough lately! Straight forwards and up front guy with that Hometown feel.
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Heather Blair | Loan Officer | Element Home Loans
My home buying experience was a little complicated but Heather did everything in her power to come through for me and make it happen. I would gladly refer anyone I know purchasing a home to goto her.
Roland was pleasant and very responsive.
the best experience of my life.
My forever friend is the most kind and patient person. He walked me step by step in the process of getting a mortgage and was there for me every step of the way..i only have him to thank in making this stressful process a joyful and easy end...
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Lindsey Seay | Loan Officer | Element Home Loans
Lindsey has been awesome to work with. She saved a deal for me that no one else would touch when Covid first hit and has been a pleasure to work with. I would highly recommend using her. She is professional and personable.
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Heather Blair | Loan Officer | Element Home Loans
Thisnis the 2nd time we have used Heather andnhad a great experience both times. She responds quickly and answers questions honestly. We appreciate that. She is knowledgeable and professional.
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Winter Haven
David was one of the recommended lenders we were given by our realtor. We had an urgency to get into a property we liked and we reached out to him late on a Sunday afternoon. He replied to me instantly and from beginning to end David and his...
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Heather Blair | Loan Officer | Element Home Loans
Heather was always there, no matter what time I called, to help with any question I may have. Her pleasant and professional attitude towards getting the job done, can only be applauded! Im sure her clients are very happy to have her helping...
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Heather Blair | Loan Officer | Element Home Loans
Heather was very easy to work with and talk to. She would take phone calls and answer text on the weekends and always make sure every question got answered. Would highly recommend her to anyone and everyone.
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.