
Winter Haven, FL
Winter Haven, FL

Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Very nice. Always answer my calls , very professional.
Overall everything worked out great!!
Heather was absolutely amazing! Her patience and knowledge through the whole process and through our ups and downs made everything easier even though our situation wasn't that easy. I can't thank her enough for all her help!!
Heather went to bat for us she mad e this process so amazing even when it looked bad. Thank you for your hard work Heather, you are the BEST!
Fantastic to work with! Such a smooth and quick process!
Reply from Lindsey Seay
February 24th, 2022 02:13 AM
Thank you Erica!
Ease of entire process. She was a joy to work with and would highly recommend her to anybody who needs a mortgage.
We had a great experience With Roland. We have to thank him for keeping us calm and positive thru this journey of the purchase of our first home. May god bless him
He was just wonderful to have those professionals intelligent peoples to help me with my mortgage they always give me updated in everything when I about to give up they pushed me up thank you so much God bless yaaaa🥰🥰🥰🥰🥰🥰
This is our 2nd experience using Heather for our home loan services. She is very good at explaining things in a way that is understandable and answers all questions sufficiently. She took the time to get to know what our expectations were for...
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Heather was great to work with, I was very nervous about the process never having done it before by myself. She gave great advice on steps to take before applying to refinance instead of pressuring me to hurry. Heather and the entire staff...
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.