Embrace Home Loans - Martinsburg, WV

Martinsburg, WV

4.94

(662)

Mortgage

Mortgage Loan Officer

Contact Info

(304) 362-5250

Martinsburg, WV

https://www.embracehomeloans.com/location/west-virginia/martinsburg

Location & Business Hours

Business Hours

Fri

9 AM to 5 PM

Sat

closed

Sun

closed

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4.94

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Experience.com

4.93

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Mackenzie was an absolute pleasure to work with! We are so lucky to have had her by our side. She made the process easy and seamless. HIGHLY RECOMMEND.

Embrace Home Loans - Martinsburg, WV has received a review with 5 star rating from JoAnn I

Embrace Home Loans - Martinsburg, WV has received a review with 5 star rating from Annie S

Embrace Home Loans - Martinsburg, WV has received a review with 5 star rating from Christopher O

Embrace Home Loans - Martinsburg, WV has received a review with 5 star rating from Saverio C

As a realtor, having a reliable, knowledgeable, and communicative lender on your team makes all the difference and Cassie is exactly that and more. She’s my preferred loan officer for a reason. Every time I refer a client to her, I know they’re...

Wayne is amazing and goes the extra mile to help my clients.

Reply from Wayne Palkovic

August 26th, 2025 02:29 PM

Thank you, Lynn, for your generous words. It's always my priority to go the extra mile, especially when it comes to supporting your clients through the home-buying process. I'm committed to ensuring that each person feels supported and well-informed...

Mackenzie and her team were very responsive, communicative, and always had our best interest at the forefront ! They got creative and we closed with an incredible rate and very smooth process. I will always recommend Mackenzie and Embrace!

Wayne and his team at Embrace Home Loans were absolutely incredible. Before finding Wayne, at least six other lenders told me my situation wasn’t workable and wouldn’t even try for me. Wayne was the only one who believed it was possible and...

Got it — I’ve removed the dashes and smoothed everything out so it flows naturally:I can’t say enough about how amazing Wayne was throughout my home-buying process. Before finding him, I spoke with at least six other lenders who all told me...

Reply from Wayne Palkovic

August 25th, 2025 02:19 PM

Justin, I'm truly grateful for your heartfelt review. It means a lot to me that you felt supported and understood throughout your home-buying journey. I remember our discussions about the challenges you faced, and I’m glad I could play a part...

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About

Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Year Started

2016

Time Zone

Eastern Standard Time (EST)

Disclaimer

Embrace Home Loans, LLC. is an Equal Housing Lender

Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us

Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.