Embrace Home Loans - Martinsburg, WV

Martinsburg, WV

4.94

(662)

Mortgage

Mortgage Loan Officer

Contact Info

(304) 362-5250

Martinsburg, WV

https://www.embracehomeloans.com/location/west-virginia/martinsburg

Location & Business Hours

Business Hours

Fri

9 AM to 5 PM

Sat

closed

Sun

closed

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4.94

(662)

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Experience.com

4.93

(429)

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We have worked with Todd on a couple of homes. Todd is very personable and knowledgeable about the loan process. Look forward to working with them again.

One does not normally associate the words "a true pleasure" when thinking about applying for approval, scrounging up the requested documents, and all the other rigamorole required when purchasing a new home. However that was exactly our experience...

Embrace Home Loans - Martinsburg, WV has received a review with 5 star rating from LAHG G

Wayne was so wonderful in every way. Responsive, friendly, caring and honest. It was a great experience!

Reply from Wayne Palkovic

August 29th, 2025 09:59 PM

I'm truly grateful for your kind words, Jonathan. I'm glad to know that you found my approach responsive, friendly, caring, and honest. Creating a positive experience is always my priority, and it's rewarding to hear that it resonated with...

Extremely responsive, professional while providing some of the best rates available!

Tatiana was very pleasant and professional to work with!!!!

Kirk was great! He had to step in at the last minute and was completely up to date on all.details of the loan. He was also available 24/7. The mortgage was the easiest part of the purchase!

Anthony was very responsive, and very knowledgeable about the whole process. He made the loan experience extremely smooth.

Wayne is a great Lender and an awesome friend. He has great options for lending, and will take care of anyone that needs a loan.

Reply from Wayne Palkovic

August 5th, 2025 04:15 PM

Thank you, Bruce, for such a thoughtful review. I'm really glad to hear that you see me both as a great lender and a friend. It's important to me to offer diverse lending options and ensure everyone feels well taken care of throughout the process....

Wayne at Embrace is the best. I've worked with a couple different lenders over the years. He is far more personable than the others. His knowledge and efficiency is top notch as well. He made it so our lending process was extremely painless....

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About

Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Year Started

2016

Time Zone

Eastern Standard Time (EST)

Disclaimer

Embrace Home Loans, LLC. is an Equal Housing Lender

Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us

Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.