

Waterstone Mortgage - Waldorf, MD
Waldorf, MD

At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Neal Tipton and Molly Palensky are an AMAZING team! From the time I contacted Neal for a pre-appoval through closing, they were with me EVERY step of the way! Neal was very responsive and made sure I understood everything. I never went to sleep...
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Reply from Owner
January 8th, 2026 11:00 AM
Thanks for the review, Kanekee! We're glad to hear Neal and the team helped you with a great mortgage loan experience, and kept you up to date on everything. We hope you'll return with any future homebuying or refinancing needs. Thanks again!...
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Molly and Neal were both very helpful and made the process as smooth as possible. I would recommend Waterstone to anyone looking to purchase a home!
Reply from Owner
January 8th, 2026 11:00 AM
Thank you for sharing, Haley. We're thrilled to hear everything went so smoothly with the help of Molly, Neal and the entire Waterstone Mortgage team. We hope to work with you again in the future - don't be a stranger.
Let me just say that I never write reviews. However, my exeperience with Neal and his team (Molly Palensky) was beyond exceptional, I have been telling everyone I know! The home buying process can be very overwhelming especially if you are...
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Reply from Owner
February 27th, 2020 12:00 AM
Wow, what a raving review, thank you for sharing! It sounds like you had the "perfect' first time homebuying experience, thanks to Neal and his team. The knowledge and passion Neal has for his work and customers is second to none. We hope you...
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Dawn is very responsive and easy to work with. I appreciate her knowledge when reviewing types of loans. Her personality and demeanor make her easy to speak with and refer to my friends and family.
Reply from The Dawn Orbits Team NMLS # 1116147
February 3rd, 2020 06:49 PM
Thank you, Maryanna!
We have worked with Waterstone in the past when first purchasing our home and the process was a breeze. We used them again when refinancing and the process was just as smooth. Neal will definitely advocate for you when necessary. Definitely...
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Reply from Owner
May 27th, 2026 12:00 AM
We really appreciate you coming back to us for your refinance! It’s always an honor to help past clients again, and I’m glad your experience was smooth from start to finish. Thank you for the recommendation and for continuing to trust me, Molly,...
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Waterstone was referred to me by my realtor. The application process went well. Their web-based technology made it easy to provide information and upload documents. Neal and Molly were very accessible by email and phone. Neal got me a good...
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Reply from Owner
January 30th, 2020 12:00 AM
We are so glad that your realtor referred you to Waterstone Mortgage and that you found the borrower portal user friendly. Making the loan process easy and stress free for our customers, is always one of our top priorities. Thanks again!
I'd worked with Neal before. When looking for refinancing, I called Neal. He's amazing to work with. He's professional, patient, kind, knowledgeable, quick to respond ... great guy!
Reply from Owner
January 10th, 2020 12:00 AM
Having a knowledgeable and professional loan originator by your side makes all the difference; Which you must know since you've worked with Neal in the past. We appreciate you taking the time to write this review and look forward to working...
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Neal and Molly were absolutely amazing! They were always available to answer any questions that I had for them. They made this process extremely smooth for me.
Reply from Owner
October 23rd, 2019 12:00 AM
Thanks for sharing your feedback! Having a smooth mortgage process certainly makes the homebuying experience enjoyable. We're glad you enjoyed working with Neal and his team!
I was excited to become a first time homebuyer. My mother, and I was over joyed. However, the experience with Mr. Neal Tipton was unsatisfying. After, submitting all documentation require, and one face-to-face meeting with Mr. Neal Tipton,...
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Reply from Owner
January 8th, 2026 11:00 AM
Thank you for sharing your feedback. We’d like to learn more about your experience. Our Customer Relations Manager will be in touch with you.
Neal was professional, friendly, honest and did everything he said he would do and much more from the first time we spoke on the phone. I was blown away at how easy all was after I followed what he said I needed to get done. When he says, "get...
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Reply from Owner
October 3rd, 2019 12:00 AM
Wow, thank you for those kind words, Dan! It sounds like you were blown away by your positive home loan experience with Neal and his team. We're so glad you found the VA loan that best fit your homebuying needs, and we hope to work with you...
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About
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2000
Time Zone
Eastern Standard Time (EST)
Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions