Embrace Home Loans - Fairfax, VA
Fairfax, VA
Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awa... Show More
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
This was my third time working with Pat, and as always, the experience was excellent. Pat and his team are consistently professional, responsive, and trustworthy.After my home purchase last year, Pat kept an eye on rates and reached out in...
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Reply from Patrick Holland
February 14th, 2026 01:47 AM
Michael, thank you for your kind review and for choosing to work with me again. It's gratifying to know that the process was seamless and met your expectations. Keeping an eye out for beneficial opportunities like the IRRL refinance is something...
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We had an outstanding experience working with Pat. From start to finish, he was knowledgeable, responsive, and genuinely invested in making sure everything went smoothly for our family. He took the time to explain every step of the process...
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Reply from Owner
February 18th, 2026 12:00 AM
Always a pleasure working with you and Stella. I look forward to celebrating at breakfast very soon!
Shawn and his team are amazing--this is who you want to be working with!I had a horrible experience with another lender that made me almost lose my house, and Shawn and his team worked tirelessly past business hours to help me make sure I had...
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Reply from Owner
February 15th, 2026 12:47 PM
Thank you so much for the incredibly kind words. It truly means a lot to our entire team to know that we were able to step in during a stressful situation and help you get to the finish line safely. Our goal is always to provide clear guidance,...
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She is very responsive and very knowledgeable. I would definitely work with her again.
Reply from Susan Banville
February 13th, 2026 04:15 PM
Chris, thanks also for the great Team Work supporting our client. I look forward to working with/supporting your future clients.
I had an outstanding experience working with Susan throughout my entire home loan process. From start to finish, she was extremely responsive, knowledgeable, and genuinely supportive every step of the way. No matter how many questions I had,...
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Reply from Susan Banville
February 13th, 2026 04:11 PM
Markeith WOW!!! Thank you for this phenomenal review, feedback. It was truly a pleasure working with/supporting you and SOOO glad I was able to help coordinate substantial credits through to a smooth, On Time Closing. Looking forward to supporting...
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You are supportive and excellent advisory
Thank you ! for you and your crew.
Reply from Kevin Mahoney
February 27th, 2026 08:39 PM
I'm grateful for your kind words, Getachew. Providing solid support and advice is a priority for me, and it’s satisfying to know that you felt well-guided throughout your experience. If there’s anything else you need or any questions you might...
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I can say without hesitation that Jimmy Hummer is the reason I have had a lifetime of stress-free, successful mortgage experiences. Over the past 20 years, I’ve completed at least six mortgages with Jimmy across different companies he represented,...
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Reply from Jimmy Hummer
February 26th, 2026 04:45 PM
I'm genuinely grateful for your trust and kind words, Paul. Having had the opportunity to work with you over the years and through multiple mortgages is something I truly value. It's my goal to ensure that each transaction is smooth and beneficial,...
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Pat made everything easy and smooth, and he was always reliable and responsive whenever we needed him. I wouldn’t look for any other loan officer than Pat.
Reply from Patrick Holland
February 14th, 2026 01:47 AM
Stella, thank you so much for sharing your experience. It's great to know that you found the process easy and smooth. Being reliable and responsive is something I strive for, and I'm glad to hear it made a difference for you. Should you need...
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Embrace Home Loans - Fairfax, VA
Pat is incredibly responsive and thorough. He clearly explained the components to the mortgage process and will work day and night to get you the best deal he can. We would recommend his services to anyone looking for a loan.
Pat is incredibly responsive and thorough. He clearly explained the components to the mortgage process and will work day and night to get you the best deal he can. We would recommend his services to anyone looking for a loan.
Reply from Patrick Holland
February 14th, 2026 01:47 AM
Stephen, thank you for sharing your experience. I'm glad that my approach of being responsive and thorough was beneficial for you. Explaining the mortgage process clearly and working hard to secure favorable terms is something I take seriously....
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About
Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2019
Time Zone
Eastern Standard Time (EST)
Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.