
US Financial Mortgage Lending - El Sobrante, CA
El Sobrante, CA

Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
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Nicole found me a great HLOC in time to replace my old roof. I also have a large Credit left over in case of disaster.
Reply from Nicole Donn
October 24th, 2025 12:39 AM
I'm glad to hear that the HELOC solution was able to help with your roofing needs and provide a sense of financial security. It's always my aim to address immediate concerns while ensuring flexibility for the future. If there's anything more...
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May your good work be rewarded by God Almighty Mrs Cecilia Elizabeth, thank you for the loan support in my business, my family and friends are very grateful 🥲 and thankful for your help…. Feel free to reach out to her>**********************************...
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Easy to get a hold of explained things simply & very knowledgeable thank you Nicole!
Nicole was very knowledgeable and went the extra mile for us.
Nicole went out of her way to get me the best rate and negotiate with lenders when we hit snafu's. I couldn't have done it without her!
Nicole and her team were Very thorough, patient and knowledgeable in the process they walked me through it from beginning to end and close it in record time
Nicole is a great communicator and kept us informed every step of the way. She was diligent about keeping us updated on the interest rate changes which was very helpful. She got the deal completed in roughly 19/20 days, which was crucial for...
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Nicole and her Team were very professional and helpful throughout the process. They go above and beyond to make sure it's a smooth and stress-free experience. Thank you Nicole and Team you all are the BEST!
Nicole is so professional and efficient she made my loan process seem so easy and smoothly. Every time I need a loan or refi I will for sure go with Nicole
Thank you so much to her and her staff
Other than a great loan, Nicole was able to give me real investment advice. The advice alone was probably more valuable than the loan. We were able to secure a great loan, and a great property. When the time comes, we will return for our third...
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)