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Guild Mortgage - Carlsbad in San Diego, CA

Guild Mortgage - Carlsbad, San Diego, CA

San Diego, CA
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Welcome to Guild Mortgage Company. With access to a wide variety of home loan products, we'll be able to help you find the mortgage that best fits your dreams and budget. We will work with you every step of the way to ensure a smooth and ti... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 6 PM
Sat
closed
Sun
closed
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5 Star
99%
4 Star
1%
3 Star
0%
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Reviews from Web
  • for
    Tim McGarry - TopLender
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    Nicole P
    Posted on May 21st, 2026 05:59 PM
    We first met him in San Diego, and he is hands-down the best with first-time home buyers. So when we decided to buy here in Fort Myers, Florida, he stepped up big time. He guided us through the entire process and got us approved to buy this...
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    Reply from Owner
    May 21st, 2026 06:49 PM
    Thank you so much for the incredible review, Nicole! Helping first-time home buyers navigate the mortgage process whether they are looking in San Diego or Fort Myers, Florida is exactly what we love to do. It was an absolute pleasure getting...
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  • for
    Tim McGarry - TopLender
    google
    J
    Jessica N
    Posted on May 21st, 2026 03:48 PM
    As first-time homebuyers, we had a lot of questions and honestly didn’t know what to expect during the loan process. Tim McGarry and his team made everything so much easier by guiding us through each step with patience, professionalism, and...
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    Reply from Owner
    May 21st, 2026 04:25 PM
    Thank you so much for the incredible review, Jessica! It was an absolute pleasure working with you both on your journey as first-time homebuyers. Navigating the San Diego real estate market can feel overwhelming, so our team always strives...
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  • J
    Joe M
    Menifee, CA
    Posted on May 18th, 2026 03:06 PM
    Baxter and his team are great! I have worked with Baxter for many years. My clients and myself personally have I have benefited from his expertise!!! Great communication, great service and reliability!
    Reply from Baxter S Scruggs
    May 28th, 2026 03:07 PM
    Joe, thank you for your kind words and for trusting me over the years. I'm glad to hear that both you and your clients have benefited from my expertise. Great communication and reliable service are always my top priorities.
  • J
    Jessica
    Posted on May 15th, 2026 07:58 PM
    I can’t say enough good things about Julia. She answered every question my wife and I had and made sure we fully understood each step. She’s incredibly knowledgeable and takes the time to explain things without rushing you. Her honesty and...
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  • C
    Carole D
    Carlsbad, CA
    Posted on May 15th, 2026 06:39 PM
    We lost several days on a short escrow, going back-and-forth between Buyer and seller on secondary negotiations, but the loan still closed on time! Amazing!
    Reply from Baxter S Scruggs
    May 25th, 2026 06:39 PM
    Carole, I'm pleased to hear that despite the back-and-forth negotiations, we were able to close the loan on time. Thank you for highlighting this aspect of the process, and I'm glad everything worked out well in the end.
  • T
    Tony D
    Posted on May 15th, 2026 03:19 PM
    Guild Mortgage - Baxter S Scruggs has received a review with 5 star rating from Tony D
  • A
    Anthony D
    Carlsbad, CA
    Posted on May 15th, 2026 03:18 PM
    Baxter was awesome. He went above and beyond to help us secure our loan. i would definitely recommend him and Guild for your mortgage needs .
    Reply from Baxter S Scruggs
    May 25th, 2026 03:19 PM
    Anthony, I'm grateful for your kind words. It's great to know that I could assist you in securing your loan. Thank you for recommending me and Guild Mortgage for others' mortgage needs.
  • G
    Glenn Y
    San Diego, CA
    Posted on May 1st, 2026 03:02 AM
    Vida kept in constant communication with me, day or night, to make sure that I had all necessary docs and items subitted. Great professional, friendly service!!
    Reply from Guild Mortgage - Vida Khavari
    May 1st, 2026 03:40 PM
    Thank you, Glenn. It was a pleasure working with you again! You're always so kind and helpful which are truly appreciated. :)
  • I
    Ian M
    Posted on April 22nd, 2026 12:47 AM
    Julia was so kind, informative, walked us through processes we didn't understand, and was very quick to respond to questions and requests, regardless of the time of day. She is a great asset to have in your corner when shopping for a home.
    Reply from Owner
    May 11th, 2026 11:16 PM
    Thank you so much for your kind words. Such a pleasure helping you!
  • I
    Ian M
    San Diego, CA
    Posted on April 22nd, 2026 12:46 AM
    Julia was so kind, informative, walked us through processes we didn't understand, and was very quick to respond to questions and requests, regardless of the day. She is a great asset to have in your corner when shopping for a home.
    Reply from Julia Cruz
    May 4th, 2026 12:59 PM
    Ian, I'm glad I could assist you with your home shopping journey. It's important to me that you felt supported and informed throughout the process. Thank you for your kind words and trust in my services.
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    About
    Welcome to Guild Mortgage Company. With access to a wide variety of home loan products, we'll be able to help you find the mortgage that best fits your dreams and budget. We will work with you every step of the way to ensure a smooth and timely closing process.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Financial Services

    Year Started

    2001

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 156359
    Disclaimer
    We are licensed to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;