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Guild Mortgage - Baxter S Scruggs - Branch Manager in Carlsbad, CA
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Guild Mortgage - Baxter S Scruggs

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Branch Manager

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Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right.
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Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
Overall Ratings
4.98
(253)
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Reviews from Web
  • 5.0
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    Cherie H
    Santee, CA
    Posted on May 22nd, 2026 01:39 AM
    Baxter is so pleasant to talk with. What a great person to walk you through, having to be your first experience in the process. Baxter video really help me understand what the next step was.
  • 5.0
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    Joe M
    Menifee, CA
    Posted on May 18th, 2026 03:06 PM
    Baxter and his team are great! I have worked with Baxter for many years. My clients and myself personally have I have benefited from his expertise!!! Great communication, great service and reliability!
    Reply from Baxter S Scruggs
    May 28th, 2026 03:07 PM
    Joe, thank you for your kind words and for trusting me over the years. I'm glad to hear that both you and your clients have benefited from my expertise. Great communication and reliable service are always my top priorities.
  • 5.0
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    Carole D
    Carlsbad, CA
    Posted on May 15th, 2026 06:39 PM
    We lost several days on a short escrow, going back-and-forth between Buyer and seller on secondary negotiations, but the loan still closed on time! Amazing!
    Reply from Baxter S Scruggs
    May 25th, 2026 06:39 PM
    Carole, I'm pleased to hear that despite the back-and-forth negotiations, we were able to close the loan on time. Thank you for highlighting this aspect of the process, and I'm glad everything worked out well in the end.
  • 5.0
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    Tony D
    Posted on May 15th, 2026 03:19 PM
    Guild Mortgage - Baxter S Scruggs has received a review with 5 star rating from Tony D
  • 5.0
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    Anthony D
    Carlsbad, CA
    Posted on May 15th, 2026 03:18 PM
    Baxter was awesome. He went above and beyond to help us secure our loan. i would definitely recommend him and Guild for your mortgage needs .
    Reply from Baxter S Scruggs
    May 25th, 2026 03:19 PM
    Anthony, I'm grateful for your kind words. It's great to know that I could assist you in securing your loan. Thank you for recommending me and Guild Mortgage for others' mortgage needs.
  • 4.5
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    Malea P
    Wildomar, CA
    Posted on April 5th, 2026 06:59 PM
    Great communication, prompt answers to all questions
  • 5.0
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    Jeannine R
    Wildomar, CA
    Posted on April 3rd, 2026 01:12 PM
    Great communication and timely transaction.
    Reply from Baxter S Scruggs
    April 13th, 2026 01:13 PM
    Jeannine, I appreciate your kind words about the communication and transaction process. I'm glad I could assist you in a timely manner. Feel free to reach out if you need any further assistance.
  • 5.0
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    Libby R
    Posted on March 28th, 2026 10:37 PM
    Baxter was amazing to work with! Intelligent, kind and extremely efficient! Loved working with him!
  • 5.0
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    Michael D L G
    Posted on March 28th, 2026 07:35 PM
    Guild Mortgage - Baxter S Scruggs has received a review with 5 star rating from Michael D L G
  • 5.0
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    Michael D
    Spring Valley, CA
    Posted on March 28th, 2026 07:35 PM
    I had an excellent experience working with Baxter Scruggs as our loan officer. From the very beginning, he was incredibly informative and transparent about every step of the process, which gave us a lot of confidence moving forward. He was...
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    Reply from Baxter S Scruggs
    April 7th, 2026 07:36 PM
    Thank you, Michael, for sharing your experience. I'm glad to hear that the transparency and communication provided you with confidence throughout the process. It’s important to me that clients like you feel informed and valued every step of...
    read more
  • 10 of 253
    About
    Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Bridge
    Conventional
    Down Payment Assistance
    Energy-efficient
    FHA
    Jumbo
    Lock and Shop
    Manufactured Homes
    View All
    624
    /850
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    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 156370; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.