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Guild Mortgage - Baxter S Scruggs
Branch Manager

Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right.
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Business Hours
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8 AM to 5 PM
Fri
8 AM to 5 PM
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closed
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Reviews from Web
Baxter is so pleasant to talk with. What a great person to walk you through, having to be your first experience in the process. Baxter video really help me understand what the next step was.
Baxter and his team are great! I have worked with Baxter for many years. My clients and myself personally have I have benefited from his expertise!!! Great communication, great service and reliability!
Reply from Baxter S Scruggs
May 28th, 2026 03:07 PM
Joe, thank you for your kind words and for trusting me over the years. I'm glad to hear that both you and your clients have benefited from my expertise. Great communication and reliable service are always my top priorities.
We lost several days on a short escrow, going back-and-forth between Buyer and seller on secondary negotiations, but the loan still closed on time! Amazing!
Reply from Baxter S Scruggs
May 25th, 2026 06:39 PM
Carole, I'm pleased to hear that despite the back-and-forth negotiations, we were able to close the loan on time. Thank you for highlighting this aspect of the process, and I'm glad everything worked out well in the end.
Guild Mortgage - Baxter S Scruggs has received a review with 5 star rating from Tony D
Baxter was awesome. He went above and beyond to help us secure our loan. i would definitely recommend him and Guild for your mortgage needs .
Reply from Baxter S Scruggs
May 25th, 2026 03:19 PM
Anthony, I'm grateful for your kind words. It's great to know that I could assist you in securing your loan. Thank you for recommending me and Guild Mortgage for others' mortgage needs.
Great communication, prompt answers to all questions
Great communication and timely transaction.
Reply from Baxter S Scruggs
April 13th, 2026 01:13 PM
Jeannine, I appreciate your kind words about the communication and transaction process. I'm glad I could assist you in a timely manner. Feel free to reach out if you need any further assistance.
Baxter was amazing to work with! Intelligent, kind and extremely efficient! Loved working with him!
Guild Mortgage - Baxter S Scruggs has received a review with 5 star rating from Michael D L G
I had an excellent experience working with Baxter Scruggs as our loan officer. From the very beginning, he was incredibly informative and transparent about every step of the process, which gave us a lot of confidence moving forward. He was...
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Reply from Baxter S Scruggs
April 7th, 2026 07:36 PM
Thank you, Michael, for sharing your experience. I'm glad to hear that the transparency and communication provided you with confidence throughout the process. It’s important to me that clients like you feel informed and valued every step of...
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About
Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Time Zone
Pacific Standard Time (PST)
Disclaimer
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 156370; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.