

Universal - Denver, Greenwood Village, CO
Greenwood Village, CO

At Universal Lending Home Loans we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinanci... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
From the very first call Nicky was incredible. Nicky was efficient, professional, thorough, and made me feel comfortable throughout the entire process.
Reply from Owner
June 4th, 2021 12:00 AM
We are so happy to hear how Nicky's professionalism and kept you comfortable throughout your mortgage process. Congratulations! Thank you for choosing Nicky and Universal Lending.
Nicky is a stand up no run around lender that will work as hard as you in every aspect of your loan process. She is extremely easy to work with and understanding of people needs. In all the stress and turmoil that comes with trying to buy a...
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Reply from Owner
May 19th, 2021 12:00 AM
Congratulations on your first home! What a lovely way you've described your experience working with Nicky. Thank you for describing the professional we know and love so well. We appreciate you taking the time to leave this review.
The loan process went very smooth. Whenever I had questions I had multiple people I could contact to get them answered. Everyone we worked with was extremely knowledgeable and helpful.
TJ and her crew were an absolute pleasure to work with! They were all professional, courteous, and easy to work with. Thank you!
Nicky is personable, professional, and honest. She walked with us patiently through many questions and changes in circumstances. She went to bat for us with the seller when we needed her. Nicky is a joy to work with. We highly recommend her!...
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Reply from Owner
May 19th, 2021 12:00 AM
Thank you for taking the time to leave this review. Nicky is known for going to bat for her borrowers and she absolutely is a joy to work with- take it from us, we've worked with her for 13 years!
Tonya was very knowledgeable. She was friendly and made sure we understood the loan and process. She was a pleasure to work with.
Tonya is awesome to work with. This was our third time working with her and we will be back. Her and the entire staff are amazing.
Great job!
TJ was great to work with as usual. That is why we have worked with her for over 20 years.
Elizabeth and her team are excellent to work with. They made the stress of getting a loan go away. They're with you every step of the way and explain everything so well it puts you at ease. I highly recommend!
Reply from Owner
March 2nd, 2021 12:00 AM
Thank you for leaving this review. Elizabeth and her team do a terrific job communicating throughout the process. We love to hear you felt at ease.
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About
At Universal Lending Home Loans we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Universal Lending Home Loans offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.