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First Community Mortgage - Waco in Waco, TX

First Community Mortgage - Waco, TX

Waco, TX
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First Community Mortgage (FCM) opened its doors in 1988 as a division of First National Bank Texas. Since then, we have been working in tandem with our clients to turn their dream of buying a home into a reality. Formed with the mission to ... Show More
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Reviews from Web
  • for
    Richard Hoxworth
    Encompass
    T
    Taylor L
    Waco, TX
    Posted on March 1st, 2022 02:45 PM
    Richard and Taylor are so patient and helpful and kind. I know I asked the same questions a bazillion times
  • for
    Kari Haynes
    Encompass
    S
    Srinibas S
    Temple, TX
    Posted on March 1st, 2022 01:31 PM
    Kari was extremely responsive and also proactively taking care of many aspects of the mortgage application process. She was very patience in answering all my queries to make this process very transparent. Overall it was a great experience.
  • for
    Richard Hoxworth
    Encompass
    K
    Kevin D C
    Lancaster, TX
    Posted on March 1st, 2022 11:18 AM
    Richard and his team were very informative and professional, they really care about their clients and what I enjoyed the most is they were hands on when I needed anything, I will definitely refer them to friends and family
  • for
    Richard Hoxworth
    Encompass
    D
    Dina M
    McGregor, TX
    Posted on February 28th, 2022 09:20 PM
    Very nice man answer all my questions
  • for
    Richard Hoxworth
    Encompass
    M
    Manuel B
    Waco, TX
    Posted on February 27th, 2022 05:37 PM
    Overall experience was great did not like the interest rate was increased.
  • for
    Richard Hoxworth
    Encompass
    M
    Marcus E
    Columbus, NE
    Posted on February 26th, 2022 08:23 PM
    Double charged for appraisal.
  • for
    Richard Hoxworth
    Encompass
    T
    Theodore J K
    Waco, TX
    Posted on February 22nd, 2022 12:28 PM
    This was my first home purchase so I had a lot of questions about the home purchase process and Richard was able to answer all of them in a timely manner and if he couldn’t right away it wouldn’t take long!
  • for
    Richard Hoxworth
    Encompass
    D
    Donna K G
    Woodway, TX
    Posted on February 17th, 2022 06:37 PM
    People working to help us when problems would come up.
  • for
    Richard Hoxworth
    Encompass
    S
    Shannon N E
    Moody, TX
    Posted on February 15th, 2022 04:26 AM
    The initial interest rate quoted of 3.5% and a max of 4.0% was off by a sizable margin from what the final interest rate at closing... we feel it was close to a bait and switch... honesty at the beginning would have been appreciated...
    Reply from Richard Hoxworth
    September 27th, 2023 03:14 AM
    Thank you very much for taking the time to respond and share your feedback. I’m very sorry you felt any frustration in the movement in the market. I tried to provide clear market analytics to show how quickly the market moved from the time...
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  • for
    Richard Hoxworth
    Encompass
    J
    Joshua T
    Mc Gregor, TX
    Posted on February 4th, 2022 11:02 PM
    Very responsive and answered texts after hours when it was more convenient for me to correspond on questions my wife or I had during the process.
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    About
    First Community Mortgage (FCM) opened its doors in 1988 as a division of First National Bank Texas. Since then, we have been working in tandem with our clients to turn their dream of buying a home into a reality. Formed with the mission to guide our customers, we aim at providing a mortgage loan that best fits their financial needs.Our staff members possess more than 30 years of experience in the mortgage lending industry; they are well-trained and attuned to the challenges many homeowners face. Moreover, our staff takes pride in providing a positive mortgage experience, educating our customers, and serving our community all while emphasizing exceptional customer service.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Central Standard Time (CST)
    Disclaimer
    All loans and collateral subject to approval | First National Bank Texas | NMLS# 402924 | Member FDIC | Equal Housing Lender