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First Community Mortgage - Waco in Waco, TX

First Community Mortgage - Waco, Waco, TX

Waco, TX
4.86
(654)
Company Logo
First Community Mortgage (FCM) opened its doors in 1988 as a division of First National Bank Texas. Since then, we have been working in tandem with our clients to turn their dream of buying a home into a reality. Formed with the mission to ...... Show More
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Overall Ratings
4.86
(654)
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  • W
    Willis M
    Belton, TX
    Posted on June 25th, 2026 11:55 PM
    Kari helped us so much...especially with getting all of our financial documents ...we could not have done it without her!
  • A
    Antonia M S
    Robinson, TX
    Posted on June 25th, 2026 04:32 PM
    Kari was efficient, knowledgable, and kind throughout the entire process. She was a concise and consistent communicator. I couldn't have done this without her!
    Reply from Kari Montgomery
    June 25th, 2026 08:11 PM
    Antonia, I'm so appreciative of your kind words. It was a pleasure assisting you, and I'm pleased to know that my communication and support made a positive impact on your mortgage experience. Thank you for trusting me and First Community Mortgage...
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  • M
    Marc L
    Copperas Cove, TX
    Posted on June 25th, 2026 10:04 AM
    She was very professional and was at a all time level when it came to communication
    Reply from Kari Montgomery
    June 25th, 2026 07:53 PM
    Marc, I appreciate your kind words about my professionalism and communication. It was great working with you and your family on your recent mortgage needs, and I'm glad I could assist you effectively. Enjoy your vacation(s) before making your...
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  • B
    Brandon R
    Mount Calm, TX
    Posted on June 23rd, 2026 05:09 PM
    how Straight forward everything was. Kari did an amazing job, we both worked around each others schedules, and even though the process takes time, it was not stressful. We both kept constant contact the entire time. it was like dealing with...
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    Reply from Kari Montgomery
    June 25th, 2026 07:50 PM
    Brandon, I'm grateful for your kind words. I'm pleased to hear that your first time home buying experience felt like a seamless collaboration, as well as, stress-free! It was a pleasure working around each other's schedules and maintaining...
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  • L
    Lydia S
    Temple, TX
    Posted on June 22nd, 2026 05:22 PM
    good communication skill & follow up after closing
    Reply from Kari Montgomery
    June 25th, 2026 07:47 PM
    Lydia, I'm pleased to hear that you appreciated my communication skills and the follow-up after closing. Thank you for your kind words and for choosing to work with me on your recent mortgage needs!
  • 1.0
    for
    Lacey Bond
    write_review_unverified
    L
    Ltanyya T
    Posted on April 19th, 2026 07:12 PM
    Consumer Experience Statement: First Community MortgageMy experience with Lacey Bond and the First Community Mortgage (FCM) team was deeply disappointing and unnecessarily stressful, and I would NOT recommend this lender to any consumer. What...
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  • 5.0
    for
    Lacey Bond
    Encompass
    J
    Jocelin D
    Phoenix, AZ
    Posted on April 16th, 2026 02:39 AM
    Lacey made this whole experience great!
  • 5.0
    for
    Stephanie Cathey
    Encompass
    B
    Brenten D
    Rockdale, TX
    Posted on January 6th, 2026 05:21 PM
    Stephanie was absolutely amazing throughout our entire loan process. She was always there for us, constantly calling to check in and guide us through every up and down along the way. She was incredibly kind, responsive, and truly dedicated...
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  • 5.0
    for
    Stephanie Cathey
    Encompass
    T
    Tina L
    Waco, TX
    Posted on December 26th, 2025 05:56 PM
    Stephanie is knowledgeable in all aspects of the mortgage process, she communicates everything up front and guides you through what is a very stressful process. She made the experience less stressful. We love her! SUCH A BLESSING YOU HAVE BEEN...
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  • 5.0
    for
    Stephanie Cathey
    Encompass
    J
    Jennifer J H
    Rockdale, TX
    Posted on July 16th, 2025 10:19 PM
    I can't express how wonderful & helpfull Stephanie was during our loan process. She is very knowledgeable and I would highly recommend her to everyone needing a loan officer. I don't know how I would have gotten through all the paperwork without...
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  • 10 of 654
    About
    First Community Mortgage (FCM) opened its doors in 1988 as a division of First National Bank Texas. Since then, we have been working in tandem with our clients to turn their dream of buying a home into a reality. Formed with the mission to guide our customers, we aim at providing a mortgage loan that best fits their financial needs.Our staff members possess more than 30 years of experience in the mortgage lending industry; they are well-trained and attuned to the challenges many homeowners face. Moreover, our staff takes pride in providing a positive mortgage experience, educating our customers, and serving our community all while emphasizing exceptional customer service.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    All loans and collateral subject to approval | First National Bank Texas | NMLS# 402924 | Member FDIC | Equal Housing Lender
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