

First Community Mortgage - Waco, TX
Waco, TX

First Community Mortgage (FCM) opened its doors in 1988 as a division of First National Bank Texas. Since then, we have been working in tandem with our clients to turn their dream of buying a home into a reality. Formed with the mission to ... Show More
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Kari was the best possible person we could have had on our mortgage team. She helped us so much throughout the whole process and made everything super simple. We couldn't have asked for a better person on our side. Kari explained everything...
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What a wonderful experience!! Professional help, caring people, timely manner on everything!
I apprecoate the thoroughness and care that Kari and her team provided .
Reply from Kari Montgomery
November 2nd, 2026 09:50 PM
I'm grateful for your kind words, Krystina. It was a pleasure to provide you with thorough and caring service at First Community Mortgage.
I want to express my sincere gratitude to Kari Montgomery at First Community Mortgage and her team, especially Jon, for the tremendous help they provided throughout my home-buying journey.From the beginning, they treated me like family. They...
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Reply from Kari Montgomery
October 19th, 2026 08:42 PM
Thank you for your kind words, Serge. I'm truly grateful for the opportunity to assist you and your family in your home-buying journey with First Community Mortgage DBA First National Bank Texas. It was my pleasure, along with Jon and the rest...
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Friendly, responsive and helped answer any and all questions throughout the entire process!
Reply from Kari Montgomery
August 17th, 2026 04:56 PM
Thank you for your kind words, Tinesha. I'm glad I could be friendly and responsive while answering your questions throughout the process.
Kari was amazing to work with!
Reply from Kari Montgomery
August 17th, 2026 07:46 PM
Thank you, Jaleesa. I'm happy to hear you had a great experience working with me!
Great communication, as well as continued support throughout the proces.
Reply from Kari Montgomery
August 17th, 2026 05:19 PM
Thank you, James. I appreciate your feedback on the great communication and continued support you experienced throughout the process.
Kari was great, she made the whole homebuying process as painless as possible was quick to respond and clearly explain any questions that we had.
Reply from Kari Montgomery
August 11th, 2026 01:57 PM
I'm glad to hear that I could make the homebuying process as painless as possible for you, Anthony. It's important to me to be responsive and clear in addressing any questions you might have. Thank you for sharing your experience!
Kari was amazing from start to finish. From day 0 when we were first applying to the incredibly fast closing day we managed within a month of going under contract. She was able to easily explain everything in a very understandable way, patient...
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Reply from Kari Montgomery
August 10th, 2026 01:11 PM
Thank you for your wonderful feedback, Ellen. I'm pleased that I could support you throughout the entire process and help make it as stress-free as possible. It was great to celebrate your wins with you, and I'm thankful for your trust and...
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Kari was exceptiona! she made the process simple and was there with us every step of the way.
Reply from Kari Montgomery
July 20th, 2026 03:43 PM
I'm happy to hear that I could make the process simple for you, Stafford. Being there every step of the way is important to me, and I'm thankful for your kind words. If you ever need further assistance, don't hesitate to get in touch.
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About
First Community Mortgage (FCM) opened its doors in 1988 as a division of First National Bank Texas. Since then, we have been working in tandem with our clients to turn their dream of buying a home into a reality. Formed with the mission to guide our customers, we aim at providing a mortgage loan that best fits their financial needs.Our staff members possess more than 30 years of experience in the mortgage lending industry; they are well-trained and attuned to the challenges many homeowners face. Moreover, our staff takes pride in providing a positive mortgage experience, educating our customers, and serving our community all while emphasizing exceptional customer service.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Disclaimer
All loans and collateral subject to approval | First National Bank Texas | NMLS# 402924 | Member FDIC | Equal Housing Lender